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6804 Michelle Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 6804 Michelle Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,819 sqft · built 1992
Lot Size0.77 acres (33,541 sqft)
OwnerIndividual Name on Record
Last Sale$167,000 (Nov 2012)
Tax Bill$7,587 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-34-226-004

Property Details

APN / Parcel Number

Primary APN04-34-226-004
Alternative APNs
  • 434226004
  • 034A359

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,819 sqft Living Area
Basement Area1,819 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Lot Area33,541 sqft (0.77 acres)
Garage Area735 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number034A359
Street Address6804 MICHELLE DR
CityROSCOE
StateIL
Zip61073-9168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionHICKORY KNOLL 2ND ADDN BNG PT NE1/4 SEC 34-46-2 LOT 49
Legal Range2
Legal Township46
Legal Section34
Legal SubdivisionHICKORY KNOLL 2ND ADDN
Legal Lot Number49
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group2
Census Block2010
Census Tract3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6804 MICHELLE DR, ROSCOE, IL 61073-9168
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
STILLMAN BANCORP NA
Jan 25, 2017Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2012 · Amount on Record
Deed SaleNov 14, 2012 · Amount on Record
Deed Document Number20121046210
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6804 MICHELLE DR, ROSCOE, IL 61073-9168
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030958
DateSep 1, 2021
Instrument2130958
Lender
NameSTILLMAN BANCORP NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6804 MICHELLE DR, ROSCOE, IL 61073-9168
Document Number0001004032
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedFeb 16, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6804 MICHELLE DR ROSCOE IL 610739168, ROSCOE, IL 61073-9168

Mortgage

Document Number0001004032
DateFeb 8, 2017
Instrument1004032
Lender
NameFIRST MIDWEST BK
TypeBank
AddressITASCA, IL 60143
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 7, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,587.00$103,418 (+33.46%) Land $16,923 Building $86,495$310,254 (+33.46%) Land $50,769 Building $259,485
2022Homeowner's exemption$77,489 Land $12,680 Building $64,809$232,467 Land $38,040 Building $194,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE WEST-COUNTRYSIDE
serves 790 people · EPA ID IL0070350
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Metronet.

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