6804 Cranes Roost Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6804 Cranes Roost Rd, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2022
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$394,990 (Dec 2022)
Tax Bill$6,508 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN242631349500013490

Property Details

APN / Parcel Number

Primary APN242631349500013490

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,830 sqft Heated Area
Gross Area2,508 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address6804 CRANES ROOST RD
CityHARMONY
StateFL
Zip34773-6146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1C-2 PB 30 PGS 198-199 LOT 349
Legal SubdivisionVILLAGES AT HARMONY PHS 1C-2 (TEMP)
Legal Phase1C-2
Legal Lot Number349
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2116
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6804 CRANES ROOST RD, HARMONY, FL 34773-6146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Sep 7, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 20, 2022Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Deed Document Number2022181899
Deed Book / Page6332 / 2090
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6804 CRANES ROOST RD, HARMONY, FL 34773-6146
Transaction TypeMortgage
Record UpdatedMay 14, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6804 CRANES ROOST RD, HARMONY, FL 34773-6146

Mortgage

Document Number0065842188
DateApr 17, 2024
Book Page6584/2188
Instrument2024049914
Lender
NameLOANCARE LLC
TypeMortgage Company
Address3637 SENTARA WAY, VIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueApr 1, 2064

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6804 CRANES ROOST RD, HARMONY, FL 34773-6146
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6804 CRANES ROOST RD, HARMONY, FL 34773-6146

Mortgage

Document Number0064701616
DateSep 7, 2023
Book Page6470/1616
Instrument2023117899
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term352 Months
DueJan 1, 2053

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 20, 2022
Property Address6804 CRANES ROOST RD, HARMONY, FL 34773-6146
Document Number0063322090
Book / Page6332 / 2090
Map ReferenceMB 30 PG 198&199
Instrument DateDec 16, 2022
Instrument2022181899
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address6804 CRANES ROOST RD, HARMONY, FL 34773-6146

Mortgage

Document Number0063322091
DateDec 20, 2022
Instrument6332/2091
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,508.00 (-0.5%) Homeowner's exemption$308,600 (-4.28%) Land $80,000 Building $228,600$308,600 (-4.28%) Land $80,000 Building $228,600
2023$6,541.00 (+144.16%) Homeowner's exemption$322,400 (+437.33%) Land $70,000 Building $252,400$322,400 (+437.33%) Land $70,000 Building $252,400
2022$2,679.00$60,000 Land $60,000$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on Cranes Roost Rd

Nearby Streets

Search Property Records by Address or Parcel Number