6804 20th St, Eldon, IA 52554 Property Records

Wapello County property record for 6804 20th St, Eldon, IA 52554 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1979
Square Footage	2,016 sqft Living Area
Lot Size	784,080 sqft (18 acres)
Occupancy	Owner Occupied
Last Sale	$439,000 (2022)
Tax Bill	$5,378.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`002273040203000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Total Rooms	8 Rooms
Building Area	2,016 sqft Living Area
1st Floor	1,288 sqft 1st Floor
Basement Area	1,288 sqft Basement
Finished Basement	900 sqft Finished
Unfinished Basement	388 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	784,080 sqft (18 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	900 sqft Garage
Deck Area	164 sqft Deck
Patio Area	336 sqft Patio
Porch Area	336 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	6804 20TH ST
City	ELDON
State	IA
Zip	52554-8086
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 1/2 NW SW SEC 30-71-12 (17 AC IN FR -85) (6804 20TH ST)
Legal Range	12W
Legal Township	71N
Legal Section	30
Jurisdiction	WAPELLO IA
Minor Civil Division	WASHINGTON
Census Blockgroup	4
Census Block	4037
Census Tract	960700

Owner

Source: Wapello County records · APN 002273040203000

Assessment roll updated October 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6804 20TH ST, ELDON, IA 52554-8086
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2018	Deed of Trust, Mortgage SOUTH OTTUMWA SAVINGS BANK
Jul 03, 2019	Deed of Trust, Mortgage · Stand Alone Refinance SOUTH OTTUMWA SAVINGS BANK
May 25, 2017	Deed of Trust, Mortgage · Building or Construction Mortgage SOUTH OTTUMWA SAVINGS BANK
May 17, 2022	Warranty Deed, Transfer
May 22, 2017	Intrafamily Transfer, Transfer
May 22, 2017	Special Warranty Deed, Transfer · Closed End Mortgage SOUTH OTTUMWA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Doc Number	20222004
Deed Book / Page	2022 / 2004
Prior Transfer Date	May 07, 2022
Prior Transfer Doc	02022/2004
Record Refreshed	Jun 08, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	6804 20TH ST, ELDON, IA 52554-8086
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000003993
Date	Sep 27, 2018
Book Page	0000002018/0000003993
Instrument	000000003993

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	6804 20TH ST, ELDON, IA 52554-8086
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2390
Date	Jul 03, 2019
Book Page	2019/2390
Instrument	2390

Lender

Name	SOUTH OTTUMWA SAVINGS BANK

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	Aug 01, 2027

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAPELLO IA
Property Address	6804 20TH ST, ELDON, IA 52554-8086
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2227
Date	May 25, 2017
Book Page	2017/2227
Instrument	2017 2227

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank
Address	OTTUMWA, IA 52501

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 10, 2017

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	May 17, 2022
Property Address	6804 20TH ST, ELDON, IA 52554-8086
Document Number	02022/2004
Book / Page	2022 / 2004
Instrument Date	May 07, 2022
Instrument	2022 2004
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	432 RIDGE VIEW LOOP SE, OLYMPIA, WA 98513-6835

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAPELLO IA
Recording Date	May 22, 2017
Property Address	6804 20TH ST, ELDON, IA 52554-8086
Document Number	02017/2163
Book / Page	2017 / 2163
Instrument Date	Apr 24, 2017
Instrument	2017 2163
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	23439 RIDGE RD, BLAKESBURG, IA 52536-8083

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAPELLO IA
Recording Date	May 22, 2017
Property Address	6804 20TH ST, ELDON, IA 52554-8086
Document Number	02017/2166
Book / Page	2017 / 2166
Instrument Date	Apr 06, 2017
Instrument	2017 2166
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$199.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6804 20TH ST, ELDON, IA 52554-8086
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/2167
Date	May 22, 2017
Book Page	2017/2167
Instrument	2017 2167

Lender

Name	SOUTH OTTUMWA SAVINGS BANK
Type	Bank
Address	OTTUMWA, IA 52501

Agreement

Type	Closed End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Wapello County records · Assessment roll updated October 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Wapello County
Unified School District	Cardinal Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,378.00	$407,540 (+7.5%) Land $30,080 Building $377,460	$407,540 (+3.49%) Land $30,080 Building $377,460
2024	$5,378.00 (+22.9%)
2023		$379,100 (+31.35%) Land $14,000 Building $365,100	$393,780 (+29.84%)
2022	$4,376.00	$288,610 Land $14,000 Building $274,610
2021			$303,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wapello County (19179C), updated January 28, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 80% of Iowa
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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