6803 Ranch Ridge Cv E, Walls, MS 38680 Property Records

DeSoto County property record for 6803 Ranch Ridge Cv E, Walls, MS 38680 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,003 sqft · built 1998
Lot Size	0.513 acres (22,354 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Sep 2020)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1-09-7-25-12-0-00036-00`

Property Details

APN / Parcel Number

Primary APN	`1-09-7-25-12-0-00036-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,003 sqft Adjusted Area
1st Floor Area	1,598 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	22,354 sqft (0.513 acres)
Lot Dimensions	236 ft deep x 49 ft wide
Patio Area	258 sqft

Location & Zoning

Street Address	6803 RANCH RIDGE CV E
City	WALLS
State	MS
Zip	38680-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCH MEADOWS PUD PHASE 1 SEC A LOT 36
Legal Range	009
Legal Township	01S
Legal Section	25
Legal Subdivision	RANCH MEADOWS SEC A
Legal Phase	1
Legal Lot Number	36
Jurisdiction	DESOTO MS
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	70102

Owner

Source: DeSoto County records · APN 1-09-7-25-12-0-00036-00

Assessment roll updated December 15, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit FEDEX EMPS CREDIT ASSOCIATION FEDERAL CREDIT UNION
Feb 07, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 03, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 28, 2020	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Mar 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Book / Page	933 / 337
Prior Transfer Date	Feb 10, 2020
Prior Transfer Doc	000915/202
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jun 18, 2026
Property Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Document Number	5663068347
Book / Page	5663 / 68347
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SQUIRE TITLE, SURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Investor	Possibly a Property Investor

Mortgage

Document Number	5663068347,
Date	Jun 18, 2026
Book Page	5663/68347

Lender

Name	FEDEX EMPS CREDIT ASSOCIATION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004675/072
Date	Feb 07, 2019
Book Page	4675/072

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004906/737
Date	Mar 18, 2020
Book Page	4906/737

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120

Mortgage

Document Number	5660/89626
Date	Sep 27, 2023
Book Page	5660/89626

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 01, 2050

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120

Mortgage

Document Number	5662/16723
Date	Mar 03, 2025
Book Page	5662/16723

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 28, 2020
Property Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Document Number	000933/337
Book / Page	933 / 337
Map Reference	MB 55 PG 21
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 MELISSA LN, HOLLY SPRINGS, MS 38635-7087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120

Mortgage

Document Number	0005050508
Date	Sep 28, 2020
Instrument	5050/508

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 18, 2020
Property Address	6803 RANCH RIDGE CV E, WALLS, MS 38680-9120
Document Number	000915/202
Book / Page	915 / 202
Instrument Date	Feb 10, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+15.59%)	$17,278 (+34.08%) Land $3,000 Building $14,278	$172,784 (+34.09%) Land $30,000 Building $142,784
2023	$988.00	$12,886	$128,858 Land $30,000 Building $98,858

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330701023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 279 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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