6802 Shore Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 6802 Shore Dr, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,010 sqft · built 2005
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$931,000 (Oct 2023)
Tax Bill	$5,166 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`62-07-25-0-000-006`

Property Details

APN / Parcel Number

Primary APN	`62-07-25-0-000-006`
Alternative APNs	`536883` `358714` `41547`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,010 sqft Heated Area
1st Floor Area	2,010 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	245 ft deep x 90 ft wide
Deck Area	Deck Area
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	536883
Street Address	6802 SHORE DR
City	ELBERTA
State	AL
Zip	36530-5751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK A PERDIDO BAY SHORES FE PB1 PG129
Legal Subdivision	PERDIDO BAY SHORES
Legal Block	A
Legal Lot Number	4
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	3
Census Block	3011
Census Tract	11601

Owner

6802 Shore Dr is owned by an individual who bought it in October 2023.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6900 RIDGE RD, COLUMBUS, MS 39705-8270
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan RENASANT BANK
Oct 11, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
May 13, 2020	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2023 · Amount on File
Deed Sale	Oct 11, 2023 · Amount on File
Prior Sale	May 20, 2019 · Amount on File
Deed Document Number	20232090248
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	6802 SHORE DR, ELBERTA, AL 36530-5751
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 RIDGE RD, COLUMBUS, MS 39705-8270

Mortgage

Document Number	0002214771
Date	Oct 7, 2025
Instrument	2214771

Lender

Name	RENASANT BANK
Type	Bank
Address	COLUMBUS, MS 39703

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	59 Months
Due	Sep 20, 2030

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 11, 2023
Property Address	6802 SHORE DR, PERDIDO BEACH, AL 36530-5751
Document Number	0002090248
Map Reference	MB 1 PG 129
Instrument Date	Oct 11, 2023
Instrument	2090248
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1060 PHEASANT CIR, FOLEY, AL 36535-3106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 RIDGE RD, COLUMBUS, MS 39705-8270

Mortgage

Document Number	0002090249
Date	Oct 11, 2023
Instrument	2090249

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	13.3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	6802 SHORE DR, PERDIDO BEACH, AL 36530-5751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001828167
Date	May 13, 2020
Instrument	1828167

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	FOLEY, AL 36535

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 20, 2019
Property Address	6802 SHORE DR, PERDIDO BEACH, AL 36530-5751
Document Number	0001760725
Map Reference	MB 1 PG 129
Instrument Date	May 15, 2019
Instrument	1760725
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2112 FREEMONT DR W, 2112, MOBILE, AL 36609-7026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 680535, FORT PAYNE, AL 35968-1606

Mortgage

Document Number	0001760726
Date	May 20, 2019
Instrument	1760726

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 6802 Shore Dr was $5,166, up 7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,166.00 (+7%)
2025	$4,828.00	$172,440 Land $88,980 Building $83,460	$862,200 Land $444,900 Building $417,300
2023	$4,448.00 (+17.49%) Homeowner's exemption	$158,880 (+134.89%)	$794,400 (+17.48%) Land $375,000 Building $419,400
2022	$3,786.00 (+147.45%) Homeowner's exemption	$67,640	$676,200 Land $357,100 Building $319,100
2021	$1,530.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6802 Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	189 (1979–2020)
Claims Outside the SFHA	18 of 189
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 70 claims Hurricane Ivan, Sep 2004 · 53 claims Hurricane Georges, Sep 1998 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6802 Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

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