6802 Pebble Bay Dr, Denver, NC 28037 Property Records

Catawba County property record for 6802 Pebble Bay Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,214 sqft · built 2007
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Trust Names on File
Last Sale	$950,500 (Jul 2022)
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`3696-02-87-7137`

Property Details

APN / Parcel Number

Primary APN	`3696-02-87-7137`
Alternative APN	`0802477`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,214 sqft Living Area
1st Floor Area	3,382 sqft
Upper Floors Area	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	382 ft deep x 118 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6802 PEBBLE BAY DR
City	DENVER
State	NC
Zip	28037-7657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 36 PLAT 58-200
Legal Subdivision	PEBBLE BAY PH 1
Legal Lot Number	36
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2026
Census Tract	11506

Owner

6802 Pebble Bay Dr is held in a trust since July 2024.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	419 31ST AVENUE CT NE, HICKORY, NC 28601-9332
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ONLINE MORTGAGE
Jul 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Feb 1, 2008 · Amount on File
Deed Document Number	202214929
Deed Book / Page	3754 / 1941
Last Transfer Date	Jul 11, 2024
Transfer Doc	0038860202
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6802 PEBBLE BAY DR, DENVER, NC 28037-7657
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	UNISSOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036421022
Date	Mar 19, 2021
Book Page	3642/1022
Instrument	6341

Lender

Name	AMERICAN ONLINE MORTGAGE
Address	92695

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2036

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 1, 2022
Property Address	6802 PEBBLE BAY DR, DENVER, NC 28037-7657
Document Number	0037541941
Book / Page	3754 / 1941
Map Reference	MB 58 PG 196-203
Instrument Date	Jun 29, 2022
Instrument	14929
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Amount	Amount on Record
Tax	$1,901.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 RIVER MIST CIR, JEFFERSON, GA 30549-8332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6802 PEBBLE BAY DR, DENVER, NC 28037-7657

Tax Assessment & Valuation

The 2025 property tax bill for 6802 Pebble Bay Dr was $3,301, down 19.1% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$828,400 (-) Land $73,300 Building $755,100
2025	$3,301.00 (-19.07%)	$828,400 Land $73,300 Building $755,100
2024	$4,079.00 (+2.05%)
2023	$3,997.00	$563,200 Land $48,300 Building $514,900	$828,400 Land $73,300 Building $755,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6802 Pebble Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6802 Pebble Bay Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEBBLE BAY private · serves 587 people · EPA ID NC2018008
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pebble Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures