Habersham County property record for 6802 Pea Rdg Rd, Cornelia, GA 30531
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,499 sqft · built 1965 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Dec 2020) |
| Tax Bill | $2,964 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043 211A |
| Primary APN | 043 211A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,499 sqft Heated Area |
| Gross Area | 3,399 sqft |
| 1st Floor Area | 1,659 sqft |
| Upper Floors Area | 840 sqft |
| Attic | Attic |
| Attic Area | 840 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Sunroom | Sunroom |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 58,370 sqft (1.34 acres) |
| Lot Width | 194 ft Width |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Storage Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 384796 |
|---|---|
| Street Address | 6802 PEA RIDGE RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 10-69 DB 1102 1244-484 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 502 |
Source: Habersham County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6802 PEA RIDGE RD, CORNELIA, GA 30531-5948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL |
| Dec 18, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Deed Document Number | 20202607 |
| Deed Book / Page | 1244 / 466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Sep 3, 2026 |
| Property Address | 6802 PEA RIDGE RD, CORNELIA, GA 30531-5948 |
| Document Number | 1445000943 |
| Book / Page | 1445 / 943 |
| Instrument Date | Aug 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1445000943, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 1445/943 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Dec 18, 2020 |
| Property Address | 6802 PEA RIDGE RD, CORNELIA, GA 30531-5948 |
| Document Number | 001244/466 |
| Book / Page | 1244 / 466 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2020-002607 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6802 PEA RIDGE RD, CORNELIA, GA 30531-5948 |
| Document Number | 0000001244/0000000468 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 0000001244/0000000468 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Dec 18, 2020 |
| Property Address | 6802 PEA RIDGE RD, CORNELIA, GA 30531-5948 |
| Document Number | 001244/484 |
| Book / Page | 1244 / 484 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2020-002608 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6802 PEA RIDGE RD, CORNELIA, GA 30531-5948 |
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,964.00 (-5.18%) Homeowner's exemption | $133,607 (+1.04%) Land $18,250 Building $115,357 | $334,019 (+1.04%) Land $45,626 Building $288,393 |
| 2025 | $3,126.00 (-7.71%) Homeowner's exemption | $132,234 (+1.31%) Land $17,056 Building $115,178 | $330,587 (+1.31%) Land $42,641 Building $287,946 |
| 2023 | $3,387.00 (+16.31%) | $130,520 (+16.32%) Land $10,292 Building $120,228 | $326,300 (+16.32%) Land $25,730 Building $300,570 |
| 2022 | $2,912.00 | $112,208 Land $10,292 Building $101,916 | $280,520 Land $25,730 Building $254,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEMOREST serves 18,049 people · EPA ID GA1370004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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