6802 Lowesville Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 6802 Lowesville Ln, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 2000
Lot Size	0.604 acres (26,310 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jun 2026)
Tax Bill	$2,145 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4601-32-2530`

Property Details

APN / Parcel Number

Primary APN	`4601-32-2530`
Alternative APNs	`460103322530` `260689` `295787` `317496` `54595`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	26,310 sqft (0.604 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	317496
Street Address	6802 LOWESVILLE LN
City	STANLEY
State	NC
Zip	28164-7778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	LOWESVILLE SUB 55/3
Legal Subdivision	LOWESVILLE
Legal Block	3
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3023
Census Tract	71102

Owner

6802 Lowesville Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6802 LOWESVILLE LN, STANLEY, NC 28164-7778
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Feb 20, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Dec 28, 1995 · Amount on File
Deed Document Number	2026711070
Deed Book / Page	3512 / 537
Prior Transfer Date	Feb 15, 2023
Prior Transfer Doc	0000323080
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 15, 2026
Property Address	6802 LOWESVILLE LN, STANLEY, NC 28164-7778
Document Number	0003512537
Book / Page	3512 / 537
Instrument Date	Jun 11, 2026
Instrument	2026711070
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	INTEGRATED TITLE INC, INTEGRATED TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6802 LOWESVILLE LN, STANLEY, NC 28164-7778

Mortgage

Document Number	0000711071,
Date	Jun 15, 2026
Instrument	2026711071

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 15, 2026
Property Address	6802 LOWESVILLE LN, STANLEY, NC 28164-7778
Document Number	0000711070
Book / Page	3512 / 537
Instrument Date	Jun 11, 2026
Instrument	2026711070
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	INTEGRATED TITLE INC, INTEGRATED TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6802 LOWESVILLE LN, STANLEY, NC 28164-7778

Mortgage

Document Number	0000711071,
Date	Jun 15, 2026
Instrument	2026711071

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 20, 2023
Property Address	6802 LOWESVILLE LN, STANLEY, NC 28164-7778
Document Number	0000323080
Book / Page	3230 / 80
Instrument Date	Feb 15, 2023
Instrument	663743
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6802 LOWESVILLE LN, STANLEY, NC 28164-7778

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	6802 LOWESVILLE LN, STANLEY, NC 28164-7778

Tax Assessment & Valuation

The 2026 property tax bill for 6802 Lowesville Ln was $2,145.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,145.00	$332,016 (-) Land $50,000 Building $282,016	$332,016 (-) Land $50,000 Building $282,016
2025	$2,145.00	$332,016 Land $50,000 Building $282,016	$332,016 Land $50,000 Building $282,016
2023	$2,116.00	$332,016 Land $50,000 Building $282,016	$332,016 Land $50,000 Building $282,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6802 Lowesville Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6802 Lowesville Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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