6801 Carmel Ln, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 6801 Carmel Ln, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,857 sqft · built 2000
Lot Size	0.111 acres (4,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2017)
Tax Bill	$646 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22T-12-41`

Property Details

APN / Parcel Number

Primary APN	`22T-12-41`
Alternative APN	`022T12-41`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,857 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	4,840 sqft (0.111 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6801 CARMEL LN
City	FREDERICKSBURG
State	VA
Zip	22407-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P3
Legal Description	STONEFIELD (SALEM FIELDS)LOT 41 SEC 2B
Legal Subdivision	STONEFIELD
Legal Lot Number	41
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2011
Census Tract	20114

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6801 CARMEL LN, FREDERICKSBURG, VA 22407-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Jan 9, 2017	Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Prior Sale	May 4, 2006 · Amount on Record
Deed Document Number	2017330
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	6801 CARMEL LN, FREDERICKSBURG, VA 22407-2519
Document Number	201900015808
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6801 CARMEL LN FREDERICKSBURG VA 224072519, FREDERICKSBURG, VA 22407-2519

Mortgage

Document Number	201900015808
Date	Sep 23, 2019
Instrument	15808

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Fixed Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jan 9, 2017
Property Address	6801 CARMEL LN, FREDERICKSBURG, VA 22407-2519
Document Number	201700000330
Instrument Date	Jan 6, 2017
Instrument	330
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6801 CARMEL LN FREDERICKSBURG VA 224072519, FREDERICKSBURG, VA 22407-2519

Mortgage

Document Number	201700000331
Date	Jan 9, 2017
Instrument	331

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$646.00 (-67.75%)	$345,400 (+33.05%) Land $135,000 Building $210,400
2025			$345,400 (+33.05%) Land $135,000 Building $210,400
2023	$2,003.00	$259,600 Land $100,000 Building $159,600	$259,600 Land $100,000 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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