6800 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6800 E Bay Blvd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,626 sqft · built 2022
Lot Size	0.535 acres (23,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,399,999 (Jul 2023)
Tax Bill	$12,211 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`03-2S-27-0000-00149-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2S-27-0000-00149-0000`
Alternative APN	`S272030000001490000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,626 sqft Living Area
Gross Area	5,786 sqft
1st Floor Area	2,754 sqft
Upper Floors Area	872 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	23,305 sqft (0.535 acres)
Lot Dimensions	210 ft deep x 111 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	813 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6800 E BAY BLVD
City	NAVARRE
State	FL
Zip	32566-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATE FOR 2023 COM AT PT ON W LN OF GOVT LOT 3 OF 03-2S-27W AT CURVD N R/W OF SR #399 THN NELY ALNG CURV (R=1482.69 FT TB=N505900E) FOR 122 FT TO POB THN N200000W 205 FT & CONT N20*0000W 3 FT +/- TO EAST BAY (PT X) THN RETURN TO POB
Legal Range	27W
Legal Township	2S
Legal Section	03
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1007
Census Tract	10820

Owner

Source: Santa Rosa County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 HAWTHORN HL, LOUISVILLE, KY 40204-2442
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage BANKPLUS
Mar 2, 2023	Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS LLC
Dec 15, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 29, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Mar 2, 2023 · Amount on Record
Deed Document Number	202333932
Deed Book / Page	4419 / 699
Prior Transfer Date	Nov 19, 2014
Prior Transfer Doc	0033881476
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 28, 2023
Property Address	6800 E BAY BLVD, NAVARRE, FL 32566-8004
Document Number	0044190699
Book / Page	4419 / 699
Instrument Date	Jul 24, 2023
Instrument	202333932
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	HARPER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2988 E PARULO DR, MERIDIAN, ID 83642-8805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HAWTHORN HL, LOUISVILLE, KY 40204-2442

Mortgage

Document Number	0044190701
Date	Jul 28, 2023
Book Page	4419/701
Instrument	202333933

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 2, 2023
Property Address	6800 E BAY BLVD, NAVARRE, FL 32566-8004
Document Number	0043710922
Book / Page	4371 / 922
Instrument Date	Feb 23, 2023
Instrument	202308556
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2938 PGA BLVD, NAVARRE, FL 32566-8824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6800 E BAY BLVD, NAVARRE, FL 32566-8004

Mortgage

Document Number	0043710924
Date	Mar 2, 2023
Book Page	4371/924
Instrument	202308557

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company
Address	PENSACOLA, FL 32504

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 15, 2021
Property Address	6800 E BAY BLVD, NAVARRE, FL 32566-8004
Document Number	0042201713
Book / Page	4220 / 1713
Instrument Date	Dec 13, 2021
Instrument	202182793
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,389.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1751 SCENIC HIGHWAY 98804, 98804, DESTIN, FL 32541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2398 PGA BOULEVARD, NAVARRE, FL 32566
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 29, 2021
Property Address	6800 E BAY BLVD, NAVARRE, FL 32566-8004
Document Number	0041850484
Book / Page	4185 / 484
Instrument Date	Sep 24, 2021
Instrument	202165010
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2398 PGA BOULEVARD, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1751 SCENIC HIGHWAY 98 UNIT 804, 804, DESTIN, FL 32541-8551

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 22, 2017
Property Address	6800 E BAY BLVD, NAVARRE, FL 32566-8004
Document Number	0036801658
Book / Page	003680 / 001658
Instrument Date	Nov 17, 2017
Instrument	48524
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,298.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2938 PGA BLVD NAVARRE FL 325668824, NAVARRE, FL 32566-8824

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,084,761 (+4.28%) Land $279,653 Building $805,108	$1,084,761 (+4.28%) Land $279,653 Building $805,108
2024	$12,211.00 (+1.29%)	$1,040,200 (+2.8%) Land $279,653 Building $760,547	$1,040,200 (+2.8%) Land $279,653 Building $760,547
2023	$12,055.00 (+260.28%)	$1,011,912 (+292%) Land $279,653 Building $732,259	$1,011,912 (+292%) Land $279,653 Building $732,259
2022	$3,346.00	$258,141	$258,141 Land $258,141

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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