Clermont County property record for 680 Woodgate Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,144 sqft · built 1976 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (May 2013) |
| Tax Bill | $3,735 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-48-18C-139 |
| Primary APN | 41-48-18C-139 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 550 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,106 sqft (0.232 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 680 WOODGATE RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNION FOREST BLK C; LOT 139 |
| Legal Subdivision | UNION FOREST BLK C |
| Legal Block | C |
| Legal Lot Number | 139 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 41405 |
Source: Clermont County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 680 WOODGATE RD, CINCINNATI, OH 45244-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit CINFED FEDERAL CREDIT UNION |
| Jun 21, 2022 | Deed of Trust, Mortgage · Line of Credit CINFED CU |
| Dec 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2013 · Amount on Record |
| Deed Sale | May 7, 2013 · Amount on Record |
| Prior Sale | Apr 4, 1994 · Amount on Record |
| Deed Document Number | 201313846 |
| Deed Book / Page | 2451 / 2321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 7, 2026 |
| Property Address | 680 WOODGATE RD, CINCINNATI, OH 45244-1149 |
| Document Number | 0000015289 |
| Book / Page | 3027 / 4154 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202615289 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 680 WOODGATE RD, CINCINNATI, OH 45244-1149 |
| Document Number | 0000015289, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 3027/4154 |
| Instrument | 202615289 |
| Name | CINFED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 25, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 680 WOODGATE RD, CINCINNATI, OH 45244-1149 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016449 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 2922/3347 |
| Instrument | 202200016449 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 680 WOODGATE RD, CINCINNATI, OH 45244-1149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 680 WOODGATE RD, CINCINNATI, OH 45244-1149 |
| Document Number | 0000037327 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 2864/1967 |
| Instrument | 202000037327 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 269 Months |
| Due | May 1, 2043 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,735.00 (-49.39%) | $74,210 (-) Land $11,590 Building $62,620 | |
| 2024 | $212,000 (-) Land $33,100 Building $178,900 | ||
| 2023 | $7,380.00 (+125.96%) Homeowner's exemption | $74,210 (+32.35%) Land $11,590 Building $62,620 | $212,000 (+32.33%) Land $33,100 Building $178,900 |
| 2022 | $3,266.00 Homeowner's exemption | $56,070 Land $8,750 Building $47,320 | |
| 2020 | $160,200 Land $25,000 Building $135,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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