680 Trotters Dr, Eagle Lake, FL 33839 Property Records

Polk County property record for 680 Trotters Dr, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,155 sqft · built 2023
Lot Size	0.126 acres (5,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,500 (Sep 2023)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-18-689953-000570`

Property Details

APN / Parcel Number

Primary APN	`26-29-18-689953-000570`
Alternative APN	`182926689953000570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,155 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	2,155 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,497 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Unfinished Open Porch
Porch Area	326 sqft

Location & Zoning

Street Address	680 TROTTERS DR
City	EAGLE LAKE
State	FL
Zip	33839-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHES AT LAKE MCLEOD I PB 193 PGS 32-36 LOT 57
Legal Subdivision	RANCHES AT LAKE MCLEOD I
Legal Block	2
Legal Lot Number	57
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2065
Census Tract	14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 TROTTERS DR, EAGLE LAKE, FL 33839-3543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	2023216428
Deed Book / Page	12836 / 2016
Record Updated	Oct 29, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 14, 2023
Property Address	680 TROTTERS DR, EAGLE LAKE, FL 33839-3543
Document Number	0000216428
Book / Page	12836 / 2016
Map Reference	MB 193 PG 32
Instrument Date	Aug 29, 2023
Instrument	2023216428
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,698.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	680 TROTTERS DR, EAGLE LAKE, FL 33839-3543

Mortgage

Document Number	0128362020
Date	Sep 14, 2023
Instrument	12836/2020

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,362 (-3.23%) Land $50,000 Building $208,362	$258,362 (-3.23%) Land $50,000 Building $208,362
2025	$4,409.00 (-37.65%)	$266,998 (+456.25%) Land $50,000 Building $216,998	$266,998 (+456.25%) Land $50,000 Building $216,998
2024	$7,071.00 (+134.14%)
2023	$3,020.00 (+1,147.93%)	$48,000 (+298.27%) Land $48,000	$48,000 (+298.27%) Land $48,000
2022	$242.00	$12,052 Land $12,052	$12,052 Land $12,052

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20