680 Saddleback Trl, Afton, VA 22920 Property Records

Nelson County property record for 680 Saddleback Trl, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,585 sqft · built 2002
Lot Size	10.3 acres (449,539 sqft)
Owner	Individual Name on Record
Tax Bill	$7,100 (2026)
Deeds & Mortgages	Jan 2021 Refinance Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4 2 5`

Property Details

APN / Parcel Number

Primary APN	`4 2 5`
Alternative APN	`15233`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,585 sqft Finished Area
Basement Area	952 sqft
Finished Basement	900 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	449,539 sqft (10.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	415 sqft
Deck Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15233
Street Address	680 SADDLEBACK TRL
City	AFTON
State	VA
Zip	22920-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK DB 445/325
Legal Subdivision	SADDLEBACK
Jurisdiction	NELSON VA
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2014
Census Tract	950201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenwood-Afton Rural Historic District listed 2011 · 964 contributing resources · NRIS 11000258

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	680 SADDLEBACK TRL, AFTON, VA 22920-2336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	680 SADDLEBACK TRL, AFTON, VA 22920-2336
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100197
Date	Jan 21, 2021
Instrument	202100197

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	680 SADDLEBACK TRL, AFTON, VA 22920-2336
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101543
Date	Apr 26, 2021
Instrument	202101543

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,100.00 (+11.22%)	$1,268,000 (+29.08%) Land $324,800 Building $943,200	$1,268,000 (+29.08%) Land $324,800 Building $943,200
2025		$982,300 (-) Land $284,800 Building $697,500	$982,300 (-) Land $284,800 Building $697,500
2023	$6,384.00	$982,300 Land $284,800 Building $697,500	$982,300 Land $284,800 Building $697,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddleback Trl

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