680 S 120th Rd, Firth, NE 68358 Property Records

Gage County property record for 680 S 120th Rd, Firth, NE 68358

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,640 sqft · built 1997
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2009)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Jan 2016 Mortgage Jan 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000033000`

Property Details

APN / Parcel Number

Primary APN	`000033000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,640 sqft
Finished Basement	1,476 sqft
Unfinished Basement	164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	134,165 sqft (3.08 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,144 sqft
Utility Building	768 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	680 S 120TH RD
City	FIRTH
State	NE
Zip	68358-7566
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	SEC 5-6-8 BEG AT SW COR NW TH N 407' E'LY 312.92' S'LY 66.74' S'LY 82.95' S'LY 68.21' S 170.04' W 375.94' TO POB 3.08 AC
Legal Range	08
Legal Township	06
Legal Section	05
Jurisdiction	GAGE NE
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1004
Census Tract	964600

Owner

680 S 120th Rd, a rural home, is owned and occupied by two individuals who bought it in February 2009.

Source: Gage County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	680 S 120TH RD, FIRTH, NE 68358-7566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2016	Deed of Trust, Mortgage · ARM LIBERTY HOME EQUITY SOLURIONS INC
Jan 7, 2016	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 26, 2009	Survivorship Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Feb 2, 2009	Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2009 · Amount on File
Deed Sale	Feb 2, 2009 · Amount on File
Prior Sale	Dec 26, 2002 · Amount on File
Deed Book / Page	2001 / 7519
Record Updated	Oct 29, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	680 S 120TH RD, FIRTH, NE 68358-7566
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201600064
Date	Jan 7, 2016
Instrument	2016-00064

Lender

Name	LIBERTY HOME EQUITY SOLURIONS INC
Address	95870

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.53%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2016
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	14.5%

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	680 S 120TH RD, FIRTH, NE 68358-7566
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201600065
Date	Jan 7, 2016
Instrument	2016-00065

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.53%
Type Change Date	Feb 1, 2016
Change Frequency	Monthly
Index	LIBOR

February 2009: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GAGE NE
Recording Date	Feb 26, 2009
Property Address	680 S 120TH RD, FIRTH, NE 68358-7566
Document Number	0200900576
Instrument	2009-00576
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	0200900577
Date	Feb 26, 2009
Instrument	2009-00577

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2024

February 2009: Transfer

Jurisdiction	GAGE NE
Recording Date	Feb 2, 2009
Property Address	680 S 120TH RD, FIRTH, NE 68358-7566
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Feb 2, 2009
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 680 S 120th Rd was $3,339.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Adams Township
Unified School District	Freeman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,480 (-) Land $38,900 Building $416,580	$455,480 (-) Land $38,900 Building $416,580
2025	$3,339.00	$455,480 Land $38,900 Building $416,580	$455,480 Land $38,900 Building $416,580
2023	$4,515.00	$365,350 Land $25,120 Building $340,230	$365,350 Land $25,120 Building $340,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 S 120th Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 S 120th Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Diode Cable Company Fixed Wireless	10 / 1
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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