680 Rough River Resort Rd, Mc Daniels, KY 40152 Property Records

Breckinridge County property record for 680 Rough River Resort Rd, Mc Daniels, KY 40152

Property Summary

Property TypeSingle Family Home
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Sep 2021)
Tax Bill$2,789 (2025)
Deeds & MortgagesJan 2023 Construction Loan
Feb 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNNFR 63

Property Details

APN / Parcel Number

Primary APNNFR 63
Alternative APNs
  • 33311
  • 37088

Exterior

Lot Area22,216 sqft (0.51 acres)

Location & Zoning

Account Number37088
Street Address680 ROUGH RIVER RESORT RD
CityMC DANIELS
StateKY
Zip40152-7155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINC. NFR 64 & NFR 62B
Legal SubdivisionNORTH FORK RESORT
Legal Lot Number63-64
JurisdictionBRECKINRIDGE KY
Township / Civil DivisionMCDANIELS-HUDSON
Census Block Group4
Census Block4029
Census Tract960502

Owner

Source: Breckinridge County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13808 S BLAKELY LN, LOUISVILLE, KY 40272-1404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Deed of Trust, Mortgage · Construction Mortgage
FIRST STATE BANK
Feb 13, 2025Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Feb 13, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2021 · Amount on Record
Deed SaleSep 9, 2021 · Amount on Record
Deed Document Number2021904362
Deed Book / Page441 / 300
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRECKINRIDGE KY
Property Address680 ROUGH RIVER RESORT RD, MC DANIELS, KY 40152-7155
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address658 ROUGH RIVER RESORT RD, MC DANIELS, KY 40152-7155

Mortgage

Document Number0000M540/1
DateJan 30, 2023
Book PageM540/1
Instrument2020913298
Lender
NameFIRST STATE BANK
TypeBank
AddressIRVINGTON, KY 40146
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 20, 2024

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRECKINRIDGE KY
Property Address680 ROUGH RIVER RESORT RD, MC DANIELS, KY 40152-7155
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13808 S BLAKELY LN, LOUISVILLE, KY 40272-1404

Mortgage

Document Number00M574/723
DateFeb 13, 2025
Book PageM574/723
Instrument2020936521
Lender
NameFIRST STATE BANK
TypeBank
AddressPO BOX 365, IRVINGTON, KY 40146
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 1, 2050

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRECKINRIDGE KY
Recording DateFeb 13, 2025
Property Address680 ROUGH RIVER RESORT RD, MC DANIELS, KY 40152-7155
Document Number000D472/78
Book / PageD472 / 78
Instrument DateFeb 1, 2025
Instrument2020936520
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address680 ROUGH RIVER RESORT RD, MC DANIELS, KY 40152-7155

Transferred To (Grantee/Buyer)

NameVerified Name
Address13808 S BLAKELY LN, LOUISVILLE, KY 40272-1404

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBreckinridge County
Unified School DistrictBreckinridge County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,789.00 (+580.24%) Homeowner's exemption$340,000 (+75%) Land $40,000 Building $300,000$340,000 (+75%) Land $40,000 Building $300,000
2023$410.00 (+10.22%)$40,000 (-) Land $40,000$40,000 (-) Land $40,000
2022$372.00$40,000 Land $40,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDINSBURG RO WTP
serves 18,437 people · EPA ID KY0140966
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

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