680 River Rd, Mc Carr, KY 41544 Property Records

Pike County property record for 680 River Rd, Mc Carr, KY 41544

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 1974
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Aug 2024)
Tax Bill$359 (2025)
Deeds & MortgagesAug 2024 Sale
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN175-00-00-017.00

Property Details

APN / Parcel Number

Primary APN175-00-00-017.00
Alternative APN
  • 17789

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,500 sqft Living Area

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area228 sqft

Utilities, Heating & Cooling

Heating SystemCoal

Location & Zoning

Street Address680 RIVER RD
CityMC CARR
StateKY
Zip41544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.5 AC WITH SMALL BLOCK GARAGE
JurisdictionPIKE KY
Township / Civil DivisionFEDSCREEK
Census Block Group2
Census Block2019
Census Tract931600

Owner

Source: Pike County records · APN 175-00-00-017.00

Assessment roll updated November 15, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address48 MOUNTAIN LAUREL RD, MOUTHCARD, KY 41548-8479
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2024Deed, Transfer
Mar 19, 2021Deed, Transfer · Conventional Mortgage
COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleMar 19, 2021 · Amount on Record
Deed Document Number0001142776
Deed Book / Page1142 / 776
Record UpdatedJun 08, 2026

August 2024: Deed, Transfer

Document TypeDeed
JurisdictionPIKE KY
Recording DateAug 26, 2024
Property Address680 RIVER RD, MC CARR, KY 41544
Document Number001142/776
Book / Page1142 / 776
Instrument DateAug 26, 2024
Transaction TypeTransfer
Record UpdatedNov 07, 2025

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 93, MOUTHCARD, KY 41548-0093

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 MOUNTAIN LAUREL RD, MOUTHCARD, KY 41548-8479

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionPIKE KY
Recording DateMar 19, 2021
Property Address680 RIVER RD, MC CARR, KY 41544-8524
Document Number001099/664
Book / Page1099 / 664
Instrument DateMar 09, 2021
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyACCURATE EQUITY GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 E HILTON ST, KERSHAW, SC 29067-1322

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 93, MOUTHCARD, KY 41548-0093

Mortgage

Document Number0001092647
DateMar 19, 2021
Instrument1092/647
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateApr 01, 2028
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate9.62%

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated November 15, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateKentucky
CountyPike County
Unified School DistrictPike County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$359.00 (-81.46%)$20,000 (-77.78%)$20,000 (-77.78%)
2023$1,936.00$90,000$90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pike County (21195C), as of May 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211959316002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1984–2021)
Claims Outside the SFHA7 of 20
Most Recent ClaimAug 2021 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes And Flooding, May 2002 · 3 claims
  • Severe Storms, Mudslides & Flooding, Oct 1989 · 3 claims

Wildfire

Wildfire RiskHigh
above 76% of the US · above 89% of Kentucky
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
500 / 20
Starlink
Satellite
280 / 30

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0980575, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOUNTAIN WATER DIST
serves 44,057 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number