Chester County property record for 680 Ridge Rd, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,624 sqft · built 1962 |
| Lot Size | 0.838 acres (36,521 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (May 2020) |
| Tax Bill | $544 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-4-14.2 |
| Primary APN | 21-4-14.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,378 sqft |
| Basement Area | 754 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 36,521 sqft (0.838 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 680 RIDGE RD |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 1 & DWG |
| Legal Lot Number | 1 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST VINCENT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 311000 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 680 RIDGE RD, SPRING CITY, PA 19475-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DIAMOND CU |
| May 15, 2020 | Grant Deed, Transfer · Conventional Mortgage DIAMOND CU |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PSE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Prior Sale | Jun 17, 1996 · Amount on Record |
| Deed Document Number | 202011733511 |
| Deed Book / Page | 10164 / 1898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 680 RIDGE RD, SPRING CITY, PA 19475-3223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0108041895 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 10804/1895 |
| Instrument | 11904050 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | May 15, 2020 |
| Property Address | 680 RIDGE RD, SPRING CITY, PA 19475-3223 |
| Document Number | 0101641898 |
| Book / Page | 010164 / 001898 |
| Instrument Date | May 15, 2020 |
| Instrument | 11733511 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | ONE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 680 RIDGE RD SPRING CITY PA 194753223, SPRING CITY, PA 19475-3223 |
| Document Number | 101641901 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 010164/001901 |
| Instrument | 11733512 |
| Name | DIAMOND CU |
|---|---|
| Address | POTTSTOWN, PA 19464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 14, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 680 RIDGE RD, SPRING CITY, PA 19475-3223 |
| Document Number | 0101171516 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 680 RIDGE RD SPRING CITY PA 194753223, SPRING CITY, PA 19475-3223 |
| Document Number | 0101171516 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 010117/001516 |
| Instrument | 11721536 |
| Name | PSE CU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106-7013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 9, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Vincent Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544.00 (-89.42%) | $125,200 (-) Land $33,780 Building $91,420 | $125,200 (-) Land $33,780 Building $91,420 |
| 2024 | $5,142.00 | $125,200 Land $33,780 Building $91,420 | |
| 1998 | $125,200 Land $33,780 Building $91,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (2005–2011) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2011 · Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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