680 Ridge Rd, Spring City, PA 19475 Property Records

Chester County property record for 680 Ridge Rd, Spring City, PA 19475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,624 sqft · built 1962
Lot Size0.838 acres (36,521 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (May 2020)
Tax Bill$544 (2026)
Deeds & MortgagesFeb 2022 Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-4-14.2

Property Details

APN / Parcel Number

Primary APN21-4-14.2
Alternative APNs
  • 2104 00140200
  • 2104 001402

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,624 sqft Living Area
Gross Area2,378 sqft
Basement Area754 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialStucco
Lot Area36,521 sqft (0.838 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area754 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Street Address680 RIDGE RD
CitySPRING CITY
StatePA
Zip19475-3223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 1 & DWG
Legal Lot Number1
JurisdictionCHESTER PA
Township / Civil DivisionEAST VINCENT
Census Block Group3
Census Block3003
Census Tract311000

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address680 RIDGE RD, SPRING CITY, PA 19475-3223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND CU
May 15, 2020Grant Deed, Transfer · Conventional Mortgage
DIAMOND CU
Feb 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
PSE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2020 · Amount on Record
Deed SaleMay 15, 2020 · Amount on Record
Prior SaleJun 17, 1996 · Amount on Record
Deed Document Number202011733511
Deed Book / Page10164 / 1898
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address680 RIDGE RD, SPRING CITY, PA 19475-3223
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0108041895
DateFeb 3, 2022
Book Page10804/1895
Instrument11904050
Lender
NameDIAMOND CU
TypeCredit Union
AddressPOTTSTOWN, PA 19464
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTER PA
Recording DateMay 15, 2020
Property Address680 RIDGE RD, SPRING CITY, PA 19475-3223
Document Number0101641898
Book / Page010164 / 001898
Instrument DateMay 15, 2020
Instrument11733511
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyONE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address680 RIDGE RD SPRING CITY PA 194753223, SPRING CITY, PA 19475-3223

Mortgage

Document Number101641901
DateMay 15, 2020
Book Page010164/001901
Instrument11733512
Lender
NameDIAMOND CU
AddressPOTTSTOWN, PA 19464
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 14, 2035

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address680 RIDGE RD, SPRING CITY, PA 19475-3223
Document Number0101171516
Instrument DateFeb 13, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 RIDGE RD SPRING CITY PA 194753223, SPRING CITY, PA 19475-3223

Mortgage

Document Number0101171516
DateMar 10, 2020
Book Page010117/001516
Instrument11721536
Lender
NamePSE CU
TypeCredit Union
AddressHARRISBURG, PA 17106-7013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 9, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionEast Vincent Township
Unified School DistrictOwen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$544.00 (-89.42%)$125,200 (-) Land $33,780 Building $91,420$125,200 (-) Land $33,780 Building $91,420
2024$5,142.00$125,200 Land $33,780 Building $91,420
1998$125,200 Land $33,780 Building $91,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims13 (2005–2011)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2011 · Tropical Storm Lee
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 4 claims
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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