680 Rainbow Dr, Chula Vista, CA 91911 Property Records

San Diego County property record for 680 Rainbow Dr, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,235 sqft · built 1989
Lot Size	0.117 acres (5,095 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jul 2003)
Tax Bill	$8,781 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`640-251-01-00`

Property Details

APN / Parcel Number

Primary APN	`640-251-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,235 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,095 sqft (0.117 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	680 RAINBOW DR
City	CHULA VISTA
State	CA
Zip	91911-6844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1P5
Legal Description	LOT 11 TR 012061
Legal Subdivision	RANCHO DEL SOL
Legal Tract	012061
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13309

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	680 RAINBOW DR, CHULA VISTA, CA 91911-6844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2003 · Amount on File
Deed Sale	Jul 23, 2003 · Amount on File
Prior Sale	Jun 29, 2001 · Amount on File
Deed Document Number	2003878658
Last Transfer Date	May 30, 2020
Transfer Doc	0000287197
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	680 RAINBOW DR, CHULA VISTA, CA 91911-6844
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 RAINBOW DR, CHULA VISTA, CA 91911-6844

Mortgage

Document Number	0000633159
Date	Sep 7, 2021
Instrument	2021-0633159

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2020
Property Address	680 RAINBOW DR, CHULA VISTA, CA 91911-6844
Document Number	0000287197
Map Reference	MAP 12061
Instrument Date	May 30, 2020
Instrument	2020-0287197
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	680 RAINBOW DR, CHULA VISTA, CA 91911-6844
Investor	Possibly a Property Investor

Mortgage

Document Number	0000287198
Date	Jun 5, 2020
Instrument	2020-0287198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2019
Property Address	680 RAINBOW DR, CHULA VISTA, CA 91911-6844
Document Number	0000466505
Map Reference	MAP 12061
Instrument Date	Oct 11, 2019
Instrument	2019-0466505
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	680 RAINBOW DR, CHULA VISTA, CA 91911-6844

Mortgage

Document Number	0000466506
Date	Oct 16, 2019
Instrument	2019-0466506

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,504 (+2%) Land $396,006 Building $323,498
2025	$8,781.00 (+5.63%)	$705,397 (+4.04%) Land $388,242 Building $317,155
2023	$8,313.00 (+2.79%)	$678,008 Land $373,167 Building $304,841
2022	$8,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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