Nassau County and Hempstead Town property record for 680 Prospect St, Baldwin, NY 11510
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,491 sqft · built 1926 |
| Lot Size | 0.123 acres (5,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Jan 2026) |
| Tax Bill | $11,445 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jun 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-103-00-0001 |
| Primary APN | 54-103-00-0001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 1,587 sqft |
| 1st Floor Area | 624 sqft |
| Basement Area | 96 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 5,340 sqft (0.123 acres) |
| Lot Dimensions | 82 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54103 00010 |
|---|---|
| Street Address | 680 PROSPECT ST |
| City | BALDWIN |
| State | NY |
| Zip | 11510-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 010 |
| Legal Block | 103 |
| Legal Lot Number | 1 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 413600 |
Source: Nassau County and Hempstead Town records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 680 PROSPECT ST, BALDWIN, NY 11510-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 13, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP |
| Jun 20, 2025 | Bargain and Sale Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 103628 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | Jun 20, 2025 · Amount on Record |
| Deed Document Number | 20262246 |
| Deed Book / Page | D14709 / 232 |
| Prior Transfer Date | Jul 11, 2024 |
| Prior Transfer Doc | D145770108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 13, 2026 |
| Property Address | 680 PROSPECT ST, BALDWIN, NY 11510-3204 |
| Document Number | D147090232 |
| Book / Page | D14709 / 232 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026-2246 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | ISLAND ESTS ABSTRACT, ISLAND ESTATES ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 662 MILLER AVE, FREEPORT, NY 11520-6313 |
| Name | Verified Name |
|---|---|
| Address | 680 PROSPECT ST, BALDWIN, NY 11510-3204 |
| Document Number | 0020262247 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026-2247 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jun 20, 2025 |
| Property Address | 680 PROSPECT ST, BALDWIN, NY 11510-3204 |
| Document Number | D146350433 |
| Book / Page | D14635 / 433 |
| Instrument Date | Jun 9, 2025 |
| Instrument | 2025-38688 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 4, 2025 |
| Title Company | CHICAGO TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,944.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 PROSPECT ST, BALDWIN, NY 11510-3204 |
| Name | Verified Name |
|---|---|
| Address | 662 MILL AVE, FREEPORT, NY 11520-6313 |
| Document Number | 0202538689 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 2025-38689 |
| Name | LOAN FUNDER LLC SERIES 103628 |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 9, 2026 |
| Document Number | M480180001 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | M48018/1 |
| Instrument | 2025-38690 |
| Name | LOAN FUNDER LLC SERIES 103628 |
|---|---|
| Address | NEW YORK, NY 10022 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Baldwin Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480 (-) Land $175 Building $305 | $480,000 (-) | |
| 2025 | $11,445.00 (+24.89%) | $480 (+7.14%) Land $175 Building $305 | $480,000 (+7.14%) |
| 2023 | $9,164.00 Homeowner's exemption Senior Citizen's exemption | $448 Land $163 Building $285 | $448,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1980–2021) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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