680 Preserve Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 680 Preserve Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,526 sqft · built 2010
Lot Size	0.599 acres (26,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Mar 2021)
Tax Bill	$39 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15B 1 10`

Property Details

APN / Parcel Number

Primary APN	`15B 1 10`
Alternative APN	`14145`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	6,632 sqft
1st Floor Area	4,210 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,092 sqft (0.599 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	224 sqft
Deck Area	64 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14145
Street Address	680 PRESERVE DR
City	LANCASTER
State	VA
Zip	22503-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WESTERN BRANCH .599 AC LR21/919 PC7/83C-85A
Legal Subdivision	WESTERN BRANCH
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	2
Census Block	2029
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 PRESERVE DR, LANCASTER, VA 22503-2542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Balloon Mortgage CHESAPEAKE BANK
Sep 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK
Mar 31, 2021	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Mar 25, 2015 · Amount on Record
Deed Document Number	2021919
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	680 PRESERVE DR, LANCASTER, VA 22503-2542
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0230000643
Date	Apr 14, 2023
Instrument	230000643

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	680 PRESERVE DR, LANCASTER, VA 22503-2542
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001463
Date	Sep 13, 2019
Instrument	190001463

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 31, 2021
Property Address	680 PRESERVE DR, LANCASTER, VA 22503-2542
Document Number	210000919
Instrument Date	Mar 11, 2021
Instrument	210000919
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 PRESENT DR, LANCASTER, VA 22503
Investor	Possibly a Property Investor

Mortgage

Document Number	210000920
Date	Mar 31, 2021
Instrument	210000920

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39.00 (-98.63%)	$717,700 (+58.92%) Land $120,000 Building $597,700	$717,700 (+58.92%) Land $120,000 Building $597,700
2023	$2,845.00	$451,600 Land $120,000 Building $331,600	$451,600 Land $120,000 Building $331,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Preserve Dr

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