680 Polo Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 680 Polo Ct, Saint Augustine, FL 32086 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,988 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$375,000 (2022)
Tax Bill	$6,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`284176-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,988 sqft Living Area
Gross Area	2,522 sqft Gross Area
1st Floor	1,688 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	108 ft x 76 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	534 sqft Garage
Patio Area	149 sqft Patio
Porch Area	152 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	680 POLO CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-7610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	14/40-46 ST AUG SHORES UNIT 6 LOT 3 & PT OF LOT 4 BLK 176 OR5459/1397
Legal Range	30E
Legal Township	08S
Legal Section	40
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 6
Legal Block	176
Legal Lot Number	3,4
Legal Unit	6
Jurisdiction	ST JOHNS FL
Minor Civil Division	MATANZAS
Census Blockgroup	2
Census Block	2001
Census Tract	21211

Owner

Source: St. Johns County records · APN 284176-0030

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	680 POLO CT, SAINT AUGUSTINE, FL 32086-7610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 03, 2022	Warranty Deed, Transfer · Veterans Administration Mortgage MOVEMENT MORTGAGE
Sep 08, 2021	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2022 · Amount on Record
Deed Sale	Jan 03, 2022 · Amount on Record
Prior Sale	Sep 08, 2021 · Amount on Record
Deed Doc Number	2022259
Deed Book / Page	5459 / 1397
Record Refreshed	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	680 POLO CT, SAINT AUGUSTINE, FL 32086-7610
Transaction Type	Mortgage
Record Updated	Jul 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 POLO CT, SAINT AUGUSTINE, FL 32086-7610

Mortgage

Document Number	0052830744
Date	Jun 04, 2021
Book Page	5283/744
Instrument	2021062904

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 03, 2022
Property Address	680 POLO CT, SAINT AUGUSTINE, FL 32086-7610
Document Number	0054591397
Book / Page	5459 / 1397
Map Reference	MB 14 PG 40-46
Instrument Date	Dec 23, 2021
Instrument	2022000259
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 POLO CT, SAINT AUGUSTINE, FL 32086-7610

Mortgage

Document Number	0054591399
Date	Jan 03, 2022
Instrument	5459/1399

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 08, 2021
Property Address	680 POLO CT, SAINT AUGUSTINE, FL 32086-7610
Document Number	0053630897
Book / Page	5363 / 897
Map Reference	MB 14 PG 40-46
Instrument Date	Sep 03, 2021
Instrument	2021098760
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,556.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 ELMHILL DR, PLANO, TX 75024-5448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,385 (-16.95%) Land $115,000 Building $235,385	$350,385 (-16.95%) Land $115,000 Building $235,385
2025	$6,016.00 (+9.24%)	$421,920 (+0.73%)	$421,920 (+0.73%) Land $115,000 Building $306,920
2024	$5,507.00 (+3.15%)	$418,861 (+3.27%)	$418,861 (+3.27%) Land $115,000 Building $303,861
2023	$5,339.00 (+9.99%)	$405,611 (+12.4%)	$405,611 (+12.4%) Land $115,000 Building $290,611
2022	$4,854.00	$360,852	$360,852 Land $52,640 Building $308,212

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

680 Polo Ct, Saint Augustine, FL 32086 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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