680 Orchard St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 680 Orchard St, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	3,898 sqft · built 1914
Lot Size	0.354 acres (15,398 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 1997)
Tax Bill	$23,884 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00716-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`44-00716-0000-00024`
Alternative APNs	`440071600024` `192100`

Interior

Stories	2 Stories
Building Area	3,898 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Ranch
Construction Type	Frame
Lot Area	15,398 sqft (0.354 acres)
Lot Dimensions	154 ft deep x 100 ft wide

Location & Zoning

Account Number	192100
Street Address	680 ORCHARD ST
City	ORADELL
State	NJ
Zip	07649-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	100X154
Legal Subdivision	JOHN H FALKENBURG
Legal Block	716
Legal Lot Number	24
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2010
Census Tract	40001

Owner

680 Orchard St is owned and occupied by two individuals who bought it in August 1997.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	680 ORCHARD ST, ORADELL, NJ 07649-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BK NA
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 1997 · Amount on File
Deed Sale	Aug 20, 1997 · Amount on File
Deed Book / Page	7997 / 135
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	680 ORCHARD ST, ORADELL, NJ 07649-1436
Document Number	0029921342
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	680 ORCHARD ST ORADELL NJ 076491436, ORADELL, NJ 07649-1436

Mortgage

Document Number	0029921342
Date	Jul 10, 2018
Book Page	002992/001342
Instrument	48889

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	680 ORCHARD ST, ORADELL, NJ 07649-1436
Document Number	0027650516
Book / Page	002765 / 000516
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	680 ORCHARD ST ORADELL NJ 076491436, ORADELL, NJ 07649-1436

Mortgage

Document Number	0027650516
Date	Oct 25, 2017
Book Page	002765/000516

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 680 Orchard St was $23,884, up 3.1% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,091,500 (+4.88%) Land $466,900 Building $624,600	$1,091,500 (+4.88%) Land $466,900 Building $624,600
2025	$23,884.00 (+3.05%)	$1,040,700 Land $434,400 Building $606,300	$1,040,700 Land $434,400 Building $606,300
2024	$23,177.00
2023		$847,700 Land $311,900 Building $535,800	$847,700 Land $311,900 Building $535,800
2022	$21,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 Orchard St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 680 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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