Bergen County and Ridgefield Borough property record for 680 Oak St, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 1,269 sqft · built 1957 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2023) |
| Tax Bill | $11,052 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-01301-0000-00006 |
| Primary APN | 49-01301-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,269 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 100 ft deep x 66 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4900077F00005 |
|---|---|
| Street Address | 680 OAK ST |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 66X100 2.6LT |
| Legal Subdivision | BERGEN BLVD HOMES BLDG CO |
| Legal Block | 1301 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 45102 |
680 Oak St is owned and occupied by two individuals who bought it in April 2023.
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 680 OAK ST, RIDGEFIELD, NJ 07657-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on File |
| Deed Sale | Apr 11, 2023 · Amount on File |
| Prior Sale | May 4, 2010 · Amount on File |
| Deed Document Number | 202324593 |
| Deed Book / Page | 4969 / 1411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 11, 2023 |
| Property Address | 680 OAK ST, RIDGEFIELD, NJ 07657-1805 |
| Document Number | 0049691411 |
| Book / Page | 4969 / 1411 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023024593 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | NOT AVAILABLE, TIRM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 HUGH GAITSKEL CLOSE, LONDON XX |
| Name | Verified Name |
|---|---|
| Address | 680 OAK ST, RIDGEFIELD, NJ 07657-1805 |
| Document Number | 2023024594 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023024594 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 680 Oak St was $11,052, up 5.2% from the year before.
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $671,600 (+2.94%) Land $389,500 Building $282,100 | $671,600 (+2.94%) Land $389,500 Building $282,100 | |
| 2025 | $11,052.00 (+5.19%) | $652,400 Land $374,500 Building $277,900 | $652,400 Land $374,500 Building $277,900 |
| 2024 | $10,507.00 | ||
| 2023 | $609,600 Land $347,000 Building $262,600 | $609,600 Land $347,000 Building $262,600 | |
| 2022 | $10,144.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 680 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 680 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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