Okeechobee County property record for 680 NE 138th St, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,766 sqft · built 2004 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Oct 2019) |
| Tax Bill | $3,385 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-03-36-35-0020-00030-0200 |
| Primary APN | 1-03-36-35-0020-00030-0200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,766 sqft Living Area |
| Gross Area | 2,696 sqft |
| 1st Floor Area | 1,886 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Pool Area | 288 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 680 NE 138TH ST |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-8333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OKEECHOBEE HILLS SECTION ONE (PLAT BOOK 3 PAGE 41) LOT 20 BLOCK 3 |
| Legal Range | 35E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | OKEECHOBEE HILLS SECTION ONE |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 910101 |
Source: Okeechobee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 680 NE 138TH ST, OKEECHOBEE, FL 34972-8333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC |
| Dec 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Oct 11, 2019 | Warranty Deed, Transfer · VA Mortgage SWBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Jul 1, 2016 · Amount on Record |
| Deed Document Number | 201910537 |
| Prior Transfer Date | Jul 30, 2016 |
| Prior Transfer Doc | 0007781871 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 680 NE 138TH ST, OKEECHOBEE, FL 34972-8333 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 680 NE 138TH ST, OKEECHOBEE, FL 34972-8333 |
| Document Number | 0000016271 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022016271 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 680 NE 138TH ST, OKEECHOBEE, FL 34972-8333 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 680 NE 138TH ST, OKEECHOBEE, FL 34972-8333 |
| Document Number | 2021005169 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021005169 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 680 NE 138TH ST, OKEECHOBEE, FL 34972-8333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007991457 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 0799/1457 |
| Instrument | 2017012133 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Oct 11, 2019 |
| Property Address | 680 NE 138TH ST, OKEECHOBEE, FL 34972-8333 |
| Document Number | 0000010537 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 10537 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 680 NE 138TH ST OKEECHOBEE FL 349728333, OKEECHOBEE, FL 34972-8333 |
| Document Number | 10538 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 10538 |
| Name | SWBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,385.00 (+6.75%) Homeowner's exemption | $235,321 (+5.99%) | $323,933 (+1.08%) Land $36,000 Building $287,933 |
| 2023 | $3,171.00 (+6.12%) Homeowner's exemption | $222,028 (+3%) | $320,460 (+18.64%) Land $33,500 Building $286,960 |
| 2022 | $2,988.00 Homeowner's exemption | $215,561 | $270,110 Land $20,000 Building $250,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 12 (2004–2008) |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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