680 N Main St, Celina, OH 45822 Property Records

Mercer County property record for 680 N Main St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,337 sqft · built 1880
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$513,333 (Aug 2026)
Tax Bill$4,364 (2025)
Deeds & MortgagesAug 2026 Sale & Line of Credit
Aug 2026 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-279700.0000

Property Details

APN / Parcel Number

Primary APN27-279700.0000
Alternative APN
  • 06-31-351-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,337 sqft Living Area
Basement Area1,397 sqft
Unfinished Basement1,397 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions165 ft deep x 132 ft wide

Location & Zoning

Street Address680 N MAIN ST
CityCELINA
StateOH
Zip45822-1463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUT LOTS NORTH OF CELINA O L 9 PT N END LOT#: 9
Legal SubdivisionNORTH OF CEINA
Legal Lot Number9
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4010
Census Tract967500

Owner

Source: Mercer County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address680 N MAIN ST, CELINA, OH 45822-1463
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Warranty Deed, Transfer · Line of Credit
PEOPLES BANK
Aug 24, 2026Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Sep 4, 2018Deed of Trust, Mortgage · Line of Credit
THE PEOPLES BANK CO
Jul 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
THE PEOPLES BANK CO
Aug 3, 2018Survivorship Deed, Transfer · Conventional Mortgage
THE PEOPLES BANK CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on Record
Deed SaleAug 24, 2026 · Amount on Record
Prior SaleAug 3, 2018 · Amount on Record
Deed Document Number20263929
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateAug 24, 2026
Property Address680 N MAIN ST, CELINA, OH 45822-1463
Document Number0000003929
Instrument DateAug 20, 2026
Instrument20263929
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$155,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address680 N MAIN ST, CELINA, OH 45822-1463

Mortgage

Document Number0000003930,
DateAug 24, 2026
Instrument20263930
Lender
NamePEOPLES BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Recording DateAug 24, 2026
Property Address680 N MAIN ST, CELINA, OH 45822-1463
Document Number0000003930
Instrument DateAug 20, 2026
Instrument20263930
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 WILLOW ST, CELINA, OH 45822-1261

Mortgage

Document Number0000003930,
DateAug 24, 2026
Instrument20263930
Lender
NamePEOPLES BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address680 N MAIN ST, CELINA, OH 45822-1463
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800004318
DateSep 4, 2018
Instrument201800004318
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOUDERAY, WI 54828
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2048

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address680 N MAIN ST, CELINA, OH 45822-1463
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900002774
DateJul 3, 2019
Instrument201900002774
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

August 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateAug 3, 2018
Property Address680 N MAIN ST, CELINA, OH 45822-1463
Document Number201800003771
Instrument DateJul 31, 2018
Instrument201800003771
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address680 N MAIN ST, CELINA, OH 45822-1463

Mortgage

Document Number201800003772
DateAug 3, 2018
Instrument201800003772
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,364.00$120,470 (-) Land $17,290 Building $103,180
2024$4,364.00 (-8.13%)$120,470 (+0.06%) Land $17,290 Building $103,180
2023$4,750.00 (+6.79%)$120,400 (+22.23%) Land $17,290 Building $103,110$344,200 (+22.32%) Land $49,400 Building $294,800
2022$4,448.00$98,500 Land $14,250 Building $84,250
2020$281,400 Land $40,700 Building $240,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number