Madison County property record for 680 Moran Summit Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,643 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $23,000 (Feb 2026) |
| Tax Bill | $2,367 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0045-0000-0039-A |
| Primary APN | 0045-0000-0039-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,643 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 62676 |
|---|---|
| Street Address | 680 MORAN SUMMIT RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1-B |
| Legal Tract | 1 |
| Legal Lot Number | 1-B |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10802 |
680 Moran Summit Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Madison County records, as of March 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 680 MORAN SUMMIT RD, RICHMOND, KY 40475-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on File |
| Deed Sale | Feb 27, 2026 · Amount on File |
| Prior Sale | Feb 10, 2022 · Amount on File |
| Deed Document Number | 202614322487 |
| Deed Book / Page | 879 / 670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 10, 2022 |
| Property Address | 680 MORAN SUMMIT RD, RICHMOND, KY 40475-9616 |
| Document Number | 00D818/306 |
| Book / Page | D818 / 306 |
| Map Reference | CAB 26 SL 48 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 2014076587 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 MORAN SUMMIT RD, 714, RICHMOND, KY 40475-9616 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 680 MORAN SUMMIT RD, RICHMOND, KY 40475-9616 |
| Document Number | 2014076588 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2014076588 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 680 Moran Summit Rd was $2,367.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,367.00 | $251,100 | $251,100 |
| 2023 | $2,435.00 | $251,100 | $251,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 680 Moran Summit Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 680 Moran Summit Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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