680 Lupton Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 680 Lupton Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,002 sqft · built 1935
Lot Size	0.552 acres (24,068 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2021)
Tax Bill	$911 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118G H 015`

Property Details

APN / Parcel Number

Primary APN	`118G H 015`
Alternative APN	`0000045348`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,068 sqft (0.552 acres)
Lot Dimensions	218 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000045348
Street Address	680 LUPTON DR
City	CHATTANOOGA
State	TN
Zip	37415-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1890C 30 11 LT 2 SOUTH LUPTON DRIVE SUB PB 15 PG 63
Legal Subdivision	SOUTH LUPTON DRIVE
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1002
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

680 Lupton Dr is owned by an individual who bought it in January 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	149 APOLLO WAY, LOOKOUT MOUNTAIN, GA 30750-4159
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Jun 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jan 29, 2021	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Sep 15, 1995 · Amount on File
Deed Document Number	0012336398
Deed Book / Page	12336 / 398
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	680 LUPTON DR, CHATTANOOGA, TN 37415-4803
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000213
Date	Oct 18, 2021
Book Page	12695/502
Instrument	2021101800213

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	680 LUPTON DR, CHATTANOOGA, TN 37415-4803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000102
Date	Jun 13, 2017
Book Page	11073/604
Instrument	2017061300102

Lender

Name	REGIONS BANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 29, 2021
Property Address	680 LUPTON DR, CHATTANOOGA, TN 37415-4803
Document Number	0000000273
Book / Page	12336 / 398
Map Reference	MB 15 PG 63
Instrument Date	Jan 29, 2021
Instrument	2021012900273
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 APOLLO WAY, LOOKOUT MOUNTAIN, GA 30750-4159

Tax Assessment & Valuation

The 2025 property tax bill for 680 Lupton Dr was $911, up 30.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00 (+30.33%)	$60,150 (+92.33%)	$240,600 (+92.33%) Land $75,000 Building $165,600
2024	$699.00	$31,275 (-)	$125,100 (-) Land $70,000 Building $55,100
2023	$699.00	$31,275 (-)	$125,100 (-) Land $70,000 Building $55,100
2022	$699.00	$31,275	$125,100 Land $70,000 Building $55,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 680 Lupton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Lupton Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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