680 Laprairie St, Ferndale, MI 48220 Property Records

Oakland County property record for 680 Laprairie St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,142 sqft · built 1941
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Jan 2011)
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-328-018`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-328-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	782 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	267 ft deep x 38 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	97 sqft
Deck Area	214 sqft
Patio Area	214 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	680 LAPRAIRIE ST
City	FERNDALE
State	MI
Zip	48220-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 WOODWARD FARMS SUB S 38.2 FT OF N 76.4 FT OF LOT 167
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	WOODWARD FARMS SUB
Legal Lot Number	167
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2011
Census Tract	173400

Owner

680 Laprairie St is owned and occupied by an individual who bought it in January 2011.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	680 LAPRAIRIE ST, FERNDALE, MI 48220-3214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2011 · Amount on File
Deed Sale	Jan 6, 2011 · Amount on File
Prior Sale	Jan 14, 2010 · Amount on File
Deed Document Number	20113468
Deed Book / Page	42711 / 473
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	680 LAPRAIRIE ST, FERNDALE, MI 48220-3214
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 LAPRAIRIE ST, FERNDALE, MI 48220-3214

Mortgage

Document Number	0000318104
Date	Feb 10, 2022
Book Page	57438/325
Instrument	318104

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	680 LAPRAIRIE ST, FERNDALE, MI 48220-3214
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212506
Date	Dec 19, 2019
Book Page	53630/00796
Instrument	212506

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	680 LAPRAIRIE ST, FERNDALE, MI 48220-3214
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 LAPRAIRIE ST, FERNDALE, MI 48220-3214

Mortgage

Document Number	0000261325
Date	Dec 9, 2020
Book Page	55303/451
Instrument	261325

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 680 Laprairie St was $2,609 with a homeowner's exemption, down 2.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,609.00 (-2.32%) Homeowner's exemption	$128,200	$256,400
2024	$2,671.00
2023		$125,070	$250,140
2021	$2,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 Laprairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Laprairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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