680 Kootenai River Rd, Libby, MT 59923 Property Records

Lincoln County property record for 680 Kootenai River Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,232 sqft · built 1974
Lot Size	0.699 acres (30,448 sqft)
Owner	Individual Name on Record
Tax Bill	$1,500 (2026)
Deeds & Mortgages	Jan 2018 Line of Credit Jan 2020 Line of Credit + 2 more
APN	`R568896`

Property Details

APN / Parcel Number

Primary APN	`R568896`
Alternative APNs	`56-4283-34-1-03-06-0000` `0000008082`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Basement Area	338 sqft
Finished Basement	338 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,448 sqft (0.699 acres)
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	168 sqft
Pole Barn	1,677 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000008082
Street Address	680 KOOTENAI RIVER RD
City	LIBBY
State	MT
Zip	59923-8937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KOOTENAI HEIGHTS, S34, T31 N, R31 W, LOT 2, ACRES 0.699, CS 2689
Legal Range	31W
Legal Township	31N
Legal Section	34
Legal Subdivision	KOOTENAI HEIGHTS
Legal Lot Number	2
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	4
Census Block	4025
Census Tract	300

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	680 KOOTENAI RIVER RD, LIBBY, MT 59923-8937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 28, 2023	Intrafamily Transfer, Transfer
Apr 27, 2020	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 28, 2023
Transfer Doc	000400/926
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	680 KOOTENAI RIVER RD, LIBBY, MT 59923-8937
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000370/834
Date	Jan 23, 2018
Book Page	370/834
Instrument	272437

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 10, 2028

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	680 KOOTENAI RIVER RD, LIBBY, MT 59923-8937
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000380/603
Date	Jan 2, 2020
Book Page	380/603
Instrument	283448

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Mar 28, 2023
Property Address	680 KOOTENAI RIVER RD, LIBBY, MT 59923-8937
Document Number	000400/926
Book / Page	400 / 926
Instrument Date	Mar 28, 2023
Instrument	305143
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 KOOTENAI RIVER RD, LIBBY, MT 59923-8937

April 2020: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LINCOLN MT
Recording Date	Apr 27, 2020
Property Address	680 KOOTENAI RIVER RD, LIBBY, MT 59923-8937
Document Number	0000382/85
Book / Page	382 / 85
Instrument Date	Apr 20, 2020
Instrument	285093
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 N SCOTT ST, POST FALLS, ID 83854-7574

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,500.00 (+10.62%)	$419,900 (-)
2025	$1,356.00 (-48.54%)	$419,900 (+11.65%)	$419,900 (+11.65%) Land $57,294 Building $362,606
2023	$2,635.00	$376,100	$376,100 Land $62,256 Building $313,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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