680 John Shell Rd, Sugar Grove, NC 28679 Property Records

Watauga County property record for 680 John Shell Rd, Sugar Grove, NC 28679

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,450 sqft · built 1983
Lot Size	2.87 acres (125,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,500 (Aug 2006)
Tax Bill	$858 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1953-89-2876-000`

Property Details

APN / Parcel Number

Primary APN	`1953-89-2876-000`
Alternative APN	`1610022`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	125,017 sqft (2.87 acres)
Porch	Porch
Porch Area	400 sqft
Patio Area	777 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1610022
Street Address	680 JOHN SHELL RD
City	SUGAR GROVE
State	NC
Zip	28679-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CASTLE FORD ACRES
Jurisdiction	WATAUGA NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2015
Census Tract	920200

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 JOHN SHELL RD, SUGAR GROVE, NC 28679-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2006 · Amount on Record
Deed Sale	Aug 3, 2006 · Amount on Record
Prior Sale	Aug 23, 2005 · Amount on Record
Deed Document Number	2006115960
Deed Book / Page	1206 / 638
Last Transfer Date	Aug 14, 2006
Transfer Doc	0012090522
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	680 JOHN SHELL RD, SUGAR GROVE, NC 28679-9502
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019830561
Date	Jul 23, 2018
Book Page	1983/0561
Instrument	670702

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLOWING ROCK, NC 28605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2023

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	680 JOHN SHELL RD, SUGAR GROVE, NC 28679-9502
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020690784
Date	Jan 7, 2020
Book Page	2069/0784
Instrument	686321

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00 (+1.42%)	$201,900 (-) Land $29,400 Building $172,500
2024	$846.00		$201,900 Land $29,400 Building $172,500
2023		$201,900 Land $29,400 Building $172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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