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680 Jackson Ter SW, Concord, NC 28027 Property Records

Cabarrus County property record for 680 Jackson Ter SW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 2007
Lot Size0.259 acres (11,250 sqft)
OwnerCompany Name on Record
Last Sale$260,000 (Jul 2021)
Tax Bill$2,285 (2023)
Deeds & MortgagesJul 2021 Sale
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5529 35 0032

Property Details

APN / Parcel Number

Primary APN5529 35 0032
Alternative APNs
  • 11039 0074.000000
  • 117283
  • 154620

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,408 sqft Living Area
Gross Area1,932 sqft
1st Floor Area1,408 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area11,250 sqft (0.259 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area2,970 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area308 sqft
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number154620
Street Address680 JACKSON TER SW
CityCONCORD
StateNC
Zip28027-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionLTS 4-6 JACKSON PARK BLK C
Legal SubdivisionWHITEHALL PHIFER PARK
Legal BlockC
Legal Lot Number4-6
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group3
Census Block3004
Census Tract42000

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Warranty Deed, Transfer
OS NATIONAL LLC
Mar 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MERCHANTS NAT'L BK
Aug 1, 2017Warranty Deed, Transfer · Conventional with PMI
NEW PENN FIN'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleAug 1, 2017 · Amount on Record
Deed Book / Page15326 / 349
Last Transfer DateApr 7, 2022
Transfer Doc0000011808
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 14, 2021
Property Address680 JACKSON TER SW, CONCORD, NC 28027-7012
Document Number15326349
Book / Page15326 / 349
Map ReferenceMB 2 PG 40
Instrument DateJul 12, 2021
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 15087, SANTA ANA, CA 92735-0087

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address680 JACKSON TER SW, CONCORD, NC 28027-7012
Document Number14074131
Instrument DateMar 18, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 JACKSON TER SW CONCORD NC 280277012, CONCORD, NC 28027-7012

Mortgage

Document Number14074131
DateMar 23, 2020
Book Page014074/000131
Instrument8794
Lender
NameFARMERS & MERCHANTS NAT'L BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 22, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 1, 2017
Property Address680 JACKSON TER SW, CONCORD, NC 28027-7012
Document Number12610102
Book / Page012610 / 000102
Instrument DateAug 1, 2017
Instrument19719
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$382.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 JACKSON TER SW CONCORD NC 280277012, CONCORD, NC 28027-7012

Mortgage

Document Number12610104
DateAug 1, 2017
Book Page012610/000104
Instrument19720
Lender
NameNEW PENN FIN'L LLC
TypeFunding / Finance Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 31, 2047

Mortgage

Document Number12610180,
DateAug 1, 2017
Book Page012610/000180
Instrument19730
Lender
NameHOUSING FIN AGCY
TypeFunding / Finance Company
AddressRALEIGH, NC 27611-8066
Agreement
AmountAmount Recorded
Term60 Months
DueJul 31, 2022

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$321,270 (-) Land $50,000 Building $271,270
2025$321,270 (+71.54%) Land $50,000 Building $271,270
2024$321,270 (+71.54%) Land $50,000 Building $271,270
2023$2,285.00$187,290 Land $30,000 Building $157,290$187,290 Land $30,000 Building $157,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims8 (2008–2020)
Claims Outside the SFHA6 of 8
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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