680 Hulon Ferrell Rd, Baxter, TN 38544 Property Records

Putnam County property record for 680 Hulon Ferrell Rd, Baxter, TN 38544

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,479 sqft · built 2022
Lot Size	27.6 acres (1,205,741 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Feb 2025)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071037 03701`

Property Details

APN / Parcel Number

Primary APN	`071037 03701`
Alternative APN	`037 03701`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,479 sqft Living Area
Basement Area	2,550 sqft
Finished Basement	2,550 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,205,741 sqft (27.6 acres)
Garage Type	Finished
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Open Porch
Porch Area	400 sqft
Shed	1 Shed
Shed Area	1,440 sqft
Bath House	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	680 HULON FERRELL RD
City	BAXTER
State	TN
Zip	38544-3732
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:18 MAP REF:037
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	2
Census Block	2026
Census Tract	1000

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	680 HULON FERRELL RD, BAXTER, TN 38544-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit ONE BANK OF TENNESSEE
Apr 6, 2020	Loan Modification, Mortgage PUTNAM 1ST MERCANTILE BK
Oct 31, 2019	Deed of Trust, Construction Loan · Line of Credit PUTNAM 1ST MERCANTILE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Deed Document Number	307183
Deed Book / Page	1594 / 344
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	680 HULON FERRELL RD, BAXTER, TN 38544-3732
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 HULON FERRELL RD, BAXTER, TN 38544-3732

Mortgage

Document Number	0001314702
Date	Jun 23, 2021
Book Page	1314/702
Instrument	258880

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	680 HULON FERRELL RD, BAXTER, TN 38544-3732
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001435529
Date	Sep 29, 2022
Book Page	1435/529
Instrument	279328

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM TN
Property Address	680 HULON FERRELL RD, BAXTER, TN 38544-3732
Document Number	RB1189346
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 PAP JOHNSON CIR GAINESBORO TN 385625900, GAINESBORO, TN 38562-5900

Mortgage

Document Number	RB1189346
Date	Apr 13, 2020
Book Page	001189/000346
Instrument	238443

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount Recorded

October 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Recording Date	Oct 31, 2019
Property Address	680 HULON FERRELL RD, BAXTER, TN 38544-3732
Document Number	RB1155702
Book / Page	001155 / 000702
Instrument Date	Oct 21, 2019
Instrument	232625
Transaction Type	Construction Loan
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	322 PAP JOHNSON CIR BLOOMINGTON SPRINGS TN 38545, BLOOMINGTON SPRINGS, TN 38545

Mortgage

Document Number	RB1155702
Date	Oct 31, 2019
Book Page	001155/000702
Instrument	232625

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,899.00 (+19.31%) Additional exemption filed	$184,175 (-) Land $11,300 Building $172,875
2023		$184,175 Land $11,300 Building $172,875
2022	$4,106.00
2021			$931,100 Land $239,600 Building $691,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUBLE SPRINGS U.D. serves 6,698 people · EPA ID TN0000192
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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