Churchill County property record for 680 Esmeralda St, Fallon, NV 89406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1968 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,500 (Feb 2018) |
| Tax Bill | $1,377 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-583-06 |
| Primary APN | 001-583-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Detached |
| Deck Area | 15 sqft |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Canopy | 236 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 680 ESMERALDA ST |
|---|---|
| City | FALLON |
| State | NV |
| Zip | 89406-3916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | VERPLANK ADDITION, LOT/BLK,FILE 2577,RECORDED: JUNE 23, 1906,PARCEL 001-583-06 |
| Legal Subdivision | VERPLANK ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | CHURCHILL NV |
| Township / Civil Division | FALLON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950301 |
Source: Churchill County records · APN 001-583-06
Assessment roll updated January 1, 2023 · Last verified January 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 680 ESMERALDA ST, FALLON, NV 89406-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jul 19, 2021 | Deed of Trust, Mortgage MOUNTAIN AMERICA FCU |
| May 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Feb 23, 2018 | Bargain and Sale Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jan 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2018 · Amount on Record |
| Deed Sale | Feb 23, 2018 · Amount on Record |
| Prior Sale | Sep 22, 2016 · Amount on Record |
| Deed Document Number | 465545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Property Address | 680 ESMERALDA ST, FALLON, NV 89406-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000486629 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 486629 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Property Address | 680 ESMERALDA ST, FALLON, NV 89406-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000489456 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 489456 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Jul 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Property Address | 680 ESMERALDA ST, FALLON, NV 89406-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000496333 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 496333 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Property Address | 680 ESMERALDA ST, FALLON, NV 89406-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000507985 |
|---|---|
| Date | Jun 20, 2024 |
| Instrument | 507985 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2044 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Recording Date | Feb 23, 2018 |
| Property Address | 680 ESMERALDA ST, FALLON, NV 89406-3916 |
| Document Number | 0000465545 |
| Map Reference | FILE2577 |
| Instrument Date | Feb 05, 2018 |
| Instrument | 465545 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | WESTERN NEVADA TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.25 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 680 ESMERALDA ST, 680, FALLON, NV 89406-3916 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 680 ESMERALDA ST, FALLON, NV 89406-3916 |
| Document Number | 0000465546 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 465546 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Number | 0000465547 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 465547 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Recording Date | Jan 16, 2018 |
| Property Address | 680 ESMERALDA ST, FALLON, NV 89406-3916 |
| Document Number | 0000464936 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 464936 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 ESMERALDA ST FALLON NV 894063916, FALLON, NV 89406-3916 |
Source: Churchill County records · Assessment roll updated January 1, 2023 · Last verified January 2024
| Type | Name |
|---|---|
| State | Nevada |
| County | Churchill County |
| Municipality | Fallon City |
| Unified School District | Churchill County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,377.00 (+3.22%) | $45,817 (+26.41%) Land $12,250 Building $33,567 | $130,906 (+26.41%) Land $35,000 Building $95,906 |
| 2022 | $1,334.00 | $36,246 Land $6,475 Building $29,771 | $103,560 Land $18,500 Building $85,060 |
Source: FEMA National Flood Hazard Layer as of March 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Churchill County, State of Nevada Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 459 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FALLON serves 9,184 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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