680 Embarcadero, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 680 Embarcadero, Morro Bay, CA 93442 · Last verified August 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,237 sqft · built 1975
Lot Size0.37 acres (16,117 sqft)
OwnerCompany Name on File
Tax Bill$7,231 (2025)
Flood ZoneZone X (minimal risk)
APN066-301-037

Property Details

APN / Parcel Number

Primary APN066-301-037

Interior

Stories1 Story
Building Area1,237 sqft Gross Area
1st Floor Area1,237 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address680 EMBARCADERO
CityMORRO BAY
StateCA
Zip93442-2220
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionCY MB TN MORRO BL 19 PTN LT 14
Legal Block19
Legal Lot Number14
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1005
Census Tract10602

Owner

Source: San Luis Obispo County records · APN 066-301-037

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address680 EMBARCADERO, MORRO BAY, CA 93442-2220
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$669,173 (+2%) Land $132,009 Building $537,164
2025$7,231.00 (+3.61%)$656,053 (+4.04%) Land $129,421 Building $526,632
2023$6,979.00 (+6.68%)$630,580 Land $124,397 Building $506,183
2022$6,542.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Ranch WiFiFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Embarcadero

Nearby Streets

Search Property Records by Address or Parcel Number