680 E Gunn Rd, Rochester, MI 48306 Property Records

Oakland County property record for 680 E Gunn Rd, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,693 sqft · built 1996
Lot Size	12.9 acres (564,973 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,129 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-23-476-010`

Property Details

APN / Parcel Number

Primary APN	`N-10-23-476-010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,693 sqft Living Area
1st Floor Area	2,459 sqft
Basement Area	2,459 sqft
Unfinished Basement	2,459 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	564,973 sqft (12.9 acres)
Garage Area	964 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	321 sqft
Deck Area	71 sqft
Patio Area	71 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	680 E GUNN RD
City	ROCHESTER
State	MI
Zip	48306-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 23 & 24 PART OF SE 1/4 OF SEC 23 & PART OF SW 1/4 OF SEC 24 BEG AT SE COR OF SEC 23, TH W 888.86 FT, TH N 00-45-30 E 290 FT, TH W 412 FT, TH N 00-45-30 E 60 FT, TH E 550 FT, TH N 00-45-30 E 285 FT, TH N 89-59-47 E 745.52 FT, TH S 00-16
Legal Range	11E
Legal Township	04N
Legal Section	23
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1003
Census Tract	190200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 E GUNN RD, ROCHESTER, MI 48306-1813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP
Jan 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 14, 2024
Transfer Doc	0000048677
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	680 E GUNN RD, ROCHESTER, MI 48306-1813
Transaction Type	Mortgage
Record Updated	Feb 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 E GUNN RD, OAKLAND TOWNSHIP, MI 48306-1813

Mortgage

Document Number	0000002474
Date	Jan 5, 2021
Book Page	55442/333
Instrument	2474

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company
Address	WEST BLOOMFIELD, MI 48322

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 2, 2018
Property Address	680 E GUNN RD, ROCHESTER, MI 48306-1813
Document Number	0000000155
Book / Page	051431 / 000450
Instrument Date	Dec 15, 2017
Instrument	155
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	643 AUGUSTA DR ROCHESTER HILLS MI 483091531, ROCHESTER HILLS, MI 48309-1531

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	680 E GUNN RD, ROCHESTER, MI 48306-1813
Document Number	0000107058
Instrument Date	Mar 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	680 E GUNN RD OAKLAND TOWNSHIP MI 483061813, OAKLAND TOWNSHIP, MI 48306-1813

Mortgage

Document Number	0000107058
Date	May 31, 2017
Book Page	050721/000098
Instrument	107058

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,129.00 (-33.02%) Homeowner's exemption	$587,290 (+10.82%)	$1,174,580 (+10.82%)
2024	$9,150.00 (+15.53%)
2023		$529,930	$1,059,860
2021	$7,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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