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680 E FM 120, Pottsboro, TX 75076 Property Records

Grayson County property record for 680 E FM 120, Pottsboro, TX 75076

Property Summary

Property TypeCommercial
Details20,259 sqft · built 1980
Lot Size2.19 acres (95,396 sqft)
OwnerCompany Name on Record
Last Sale$256,188 (Dec 2014)
Tax Bill$18,333 (2024)
Deeds & MortgagesMay 2026 Construction Loan
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APNP005 606000201

Property Details

APN / Parcel Number

Primary APNP005 606000201
Alternative APN
  • 153789

Interior

Units8 Units
Stories1 Story
Building Area20,259 sqft Gross Area
1st Floor Area20,259 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Lot Area95,396 sqft (2.19 acres)
Canopy513 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address680 E FM 120
CityPOTTSBORO
StateTX
Zip75076-3041
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionELM CREEK SEC 1 REPLAT BLK 1, BLOCK 2, LOT 1, 95701 SQ FT, ACRES 2.19
Legal SubdivisionELM CREEK SEC 1 REPLAT BLK 1
Legal Block2
Legal Lot Number1
JurisdictionGRAYSON TX
Township / Civil DivisionNORTHWEST GRAYSON
Census Block Group2
Census Block2067
Census Tract302

Owner

Source: Grayson County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3621 POTTSBORO RD, DENISON, TX 75020-9311
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST UNITED BANK AND TRUST COMPANY
Dec 20, 2017Grant Deed, Transfer
ALAMO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2014 · Amount on Record
Deed SaleDec 10, 2014 · Amount on Record
Prior SaleSep 7, 2007 · Amount on Record
Deed Document Number201423379
Deed Book / Page5556 / 647
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Recording DateMay 20, 2026
Property Address680 E FM 120, POTTSBORO, TX 75076-3041
Document Number0000012739
Instrument DateFeb 6, 2026
Instrument202612739
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany, 103
Address1133 FOUNTAIN CREEK BLVD, POTTSBORO, TX 75076-7085

Mortgage

Document Number0000012739,
DateMay 20, 2026
Instrument202612739
Lender
NameFIRST UNITED BANK AND TRUST COMPANY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.16%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGRAYSON TX
Recording DateDec 20, 2017
Property Address680 E FM 120, POTTSBORO, TX 75076-3041
Document Number0000029191
Instrument DateDec 4, 2017
Instrument29191
Transaction TypeTransfer
Record UpdatedJan 5, 2018
Title CompanyALAMO TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24912 AVENIDA LIBRE LAKE FOREST CA 926302103, LAKE FOREST, CA 92630-2103

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityPottsboro Town
Unified School DistrictPottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,179,297 (+7.47%) Land $445,692 Building $733,605$1,179,297 (+7.47%) Land $445,692 Building $733,605
2024$18,333.00 (+35.2%)
2023$1,097,368 Land $445,692 Building $651,676$1,097,368 Land $445,692 Building $651,676
2022$13,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POTTSBORO
serves 2,874 people · EPA ID TX0910004
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionJun 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
TekWav
Fixed Wireless		500 / 100

May also be available: 360 Broadband, Verizon.

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