680 E Camden Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 680 E Camden Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1962
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (May 2021)
Tax Bill	$8,869 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`488-250-18-00`

Property Details

APN / Parcel Number

Primary APN	`488-250-18-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,300 sqft (0.145 acres)

Location & Zoning

Street Address	680 E CAMDEN AVE
City	EL CAJON
State	CA
Zip	92020-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 11 POR TR 001173
Legal Subdivision	CHASE ADD
Legal Tract	001173
Legal Block	11
Legal Lot Number	12,11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	15802

Owner

Source: San Diego County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	680 E CAMDEN AVE, EL CAJON, CA 92020-5310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
May 3, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 30, 2020	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	2021340184
Prior Transfer Date	Apr 12, 2016
Prior Transfer Doc	0000175406
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2026
Property Address	680 E CAMDEN AVE, EL CAJON, CA 92020-5310
Document Number	0000223332
Instrument Date	Jul 27, 2026
Instrument	2026223332
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	N TITLE COMPANY, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 E CAMDEN AVE, EL CAJON, CA 92020-5310

Mortgage

Document Number	0000223332,
Date	Aug 4, 2026
Instrument	2026223332

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2021
Property Address	680 E CAMDEN AVE, EL CAJON, CA 92020-5310
Document Number	0000340184
Map Reference	MAP 1173
Instrument Date	Mar 29, 2021
Instrument	2021-0340184
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	680 E CAMDEN AVE, EL CAJON, CA 92020-5310

Mortgage

Document Number	0000340185
Date	May 3, 2021
Instrument	2021-0340185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	680 E CAMDEN AVE, EL CAJON, CA 92020-5310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 E CAMDEN AVE, EL CAJON, CA 92020-5310

Mortgage

Document Number	0000035646
Date	Jan 19, 2021
Instrument	2021-0035646

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	680 E CAMDEN AVE, EL CAJON, CA 92020-5310
Document Number	0000170773
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	680 E CAMDEN AVE EL CAJON CA 920205310, EL CAJON, CA 92020-5310

Mortgage

Document Number	0000170773
Date	Apr 3, 2020
Instrument	170773

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209-9100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$666,034 (+2%) Land $331,223 Building $334,811
2025	$8,869.00 (+6.53%) Homeowner's exemption	$652,976 (+4.04%) Land $324,729 Building $328,247
2023	$8,325.00 (-4.19%) Homeowner's exemption	$627,621 Land $312,120 Building $315,501
2022	$8,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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