Ramsey County property record for 680 Duluth St, Saint Paul, MN 55106
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1938 |
| Lot Size | 0.114 acres (4,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,000 (Mar 2021) |
| Tax Bill | $3,570 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-29-22-11-0128 |
| Primary APN | 33-29-22-11-0128 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Shed Roof |
| Lot Area | 4,960 sqft (0.114 acres) |
| Lot Dimensions | 80 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 282206 |
|---|---|
| Street Address | 680 DULUTH ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-4710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A GOTZIANS RE OF SIGELS ADD S 1/2 OF LOTS 14 AND LOT 15 BLK 31 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 33 |
| Legal Subdivision | A GOTZIANS RE OF SIGELS ADD |
| Legal Block | 31 |
| Legal Lot Number | 14,15 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 34601 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 680 DULUTH ST, SAINT PAUL, MN 55106-4710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 4, 2019 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on Record |
| Deed Sale | Mar 2, 2021 · Amount on Record |
| Prior Sale | Mar 4, 2019 · Amount on Record |
| Deed Document Number | 20214867341 |
| Prior Transfer Date | Feb 22, 2021 |
| Prior Transfer Doc | 0004867341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 2, 2021 |
| Property Address | 680 DULUTH ST, SAINT PAUL, MN 55106-4710 |
| Document Number | 0A04867341 |
| Instrument Date | Feb 22, 2021 |
| Instrument | A04867341 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 680 DULUTH ST, SAINT PAUL, MN 55106-4710 |
| Document Number | 0A04867342 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | A04867342 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 4, 2019 |
| Property Address | 680 DULUTH ST, SAINT PAUL, MN 55106-4710 |
| Document Number | 0004748490 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 4748490 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 680 DULUTH ST ST PAUL MN 551064710, ST PAUL, MN 55106-4710 |
| Document Number | 4748491 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 4748491 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Document Number | 4748492, |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 4748492 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,700 (-1.31%) Land $28,800 Building $212,900 | $241,700 (-1.31%) Land $28,800 Building $212,900 | |
| 2025 | $3,570.00 (+7.66%) | ||
| 2023 | $3,316.00 Homeowner's exemption | $244,900 Land $18,400 Building $226,500 | $244,900 Land $18,400 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 904 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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