Fayette County property record for 680 Ballard Rd, Piperton, TN 38017
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 5,135 sqft · built 1994 |
| Lot Size | 19.6 acres (856,390 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $605,000 (Jul 2016) |
| Deeds & Mortgages | Mar 2022 Line of Credit Sep 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024165 01801 |
| Primary APN | 024165 01801 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 5,135 sqft Living Area |
| 1st Floor Area | 4,226 sqft |
| Upper Floors Area | 909 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 856,390 sqft (19.6 acres) |
| Garage Type | Mixed |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 608 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Pole Barn | 1,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 680 BALLARD RD |
|---|---|
| City | PIPERTON |
| State | TN |
| Zip | 38017-5120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | STEVE LOYD SUBD 2 |
| Legal Subdivision | STEVE LOYD SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | FAYETTE TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60702 |
Source: Fayette County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Jan 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTH FINANCIAL CU |
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| May 24, 2018 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Feb 6, 2019 | Deed of Trust, Mortgage · ARM RENASANT BANK |
| Sep 30, 2019 | Deed of Trust, Mortgage · ARM RENASANT BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2016 · Amount on Record |
| Deed Sale | Jul 21, 2016 · Amount on Record |
| Deed Document Number | 16004326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Document Number | 0000002543 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 22002543 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 18, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000008071 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 21008071 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000075 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 17000075 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005882 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 17005882 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 22, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002977 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 18002977 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000680 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 19000680 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005991 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 19005991 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38802 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE TN |
| Property Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 680 BALLARD RD, PIPERTON, TN 38017-5120 |
| Document Number | 0000008447 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 20008447 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Fayette County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Fayette County |
| Municipality | Piperton City |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $257,850 (+47.43%) Land $45,000 Building $212,850 | $1,239,600 (+49.28%) Land $388,200 Building $851,400 |
| 2023 | $174,900 Land $25,550 Building $149,350 | ||
| 2021 | $830,400 Land $233,000 Building $597,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIPERTON WATER SYSTEM serves 3,197 people · EPA ID TN0000842 |
|---|---|
| Water Source | Purchased groundwater from COLLIERVILLE WATER DEPT |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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