680 Bainbridge Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 680 Bainbridge Rd, Stedman, NC 28391

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,232 sqft · built 1940
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Mar 2021)
Tax Bill	$2,483 (2026)
Deeds & Mortgages	Jan 2023 Construction Loan Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0496-33-5297`

Property Details

APN / Parcel Number

Primary APN	`0496-33-5297`
Alternative APN	`0496.03335297`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,232 sqft Heated Area
1st Floor Area	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	314 ft deep x 209 ft wide
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	680 BAINBRIDGE RD
City	STEDMAN
State	NC
Zip	28391
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	2 ACRES J W POPE IMP
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	33
Legal Lot Number	5297
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CEDAR CREEK
Census Block Group	1
Census Block	1005
Census Tract	2802

Owner

680 Bainbridge Rd, a rural home, is owned by two individuals who bought it in March 2021.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 213, STEDMAN, NC 28391-0213
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on File
Deed Sale	Mar 24, 2021 · Amount on File
Prior Sale	Oct 1, 2014 · Amount on File
Deed Document Number	202113474
Deed Book / Page	11068 / 36
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	680 BAINBRIDGE RD, STEDMAN, NC 28391
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 BAINBRIDGE RD, STEDMAN, NC 28391

Mortgage

Document Number	0116580711
Date	Jan 24, 2023
Book Page	11658/711
Instrument	2265

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	680 BAINBRIDGE RD, STEDMAN, NC 28391
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113760335
Date	Jan 26, 2022
Book Page	11376/335
Instrument	3598

Lender

Name	FIRSTBANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 24, 2021
Property Address	680 BAINBRIDGE RD, STEDMAN, NC 28391
Document Number	0110680036
Book / Page	11068 / 36
Map Reference	MB 468 PG 258
Instrument Date	Mar 19, 2021
Instrument	13474
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 BAINBRIDGE RD, 615, STEDMAN, NC 28391-9679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 213, STEDMAN, NC 28391-0213

Tax Assessment & Valuation

The 2026 property tax bill for 680 Bainbridge Rd was $2,483.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,483.00
2025	$2,483.00 (+50.3%)	$205,587 (+28.3%) Land $38,633 Building $166,954	$205,587 (+28.3%) Land $38,633 Building $166,954
2024	$1,652.00 (+54.54%)	$160,237 (+102.08%) Land $21,674 Building $138,563	$160,237 (+102.08%) Land $21,674 Building $138,563
2023	$1,069.00 (+25.32%)	$79,292 Land $21,674 Building $57,618	$79,292 Land $21,674 Building $57,618
2022	$853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 Bainbridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Bainbridge Rd is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Spectrum.

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