680 Ave L SE, Winter Haven, FL 33880 Property Records

Polk County property record for 680 Ave L SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1957
Lot Size	0.232 acres (10,102 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (Feb 2024)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Feb 2024 Sale & Second Mortgage Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-651200-000210`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-651200-000210`
Alternative APNs	`332826651200000210` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,102 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	25 sqft
Shed	1 Shed
Utility Building	88 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	680 AVENUE L SE
City	WINTER HAVEN
State	FL
Zip	33880-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CARLS SUB UNIT 2 PB 37 PG 44 LOT 21
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	CARLS SUBDIVISION UNIT 2
Legal Tract	651200
Legal Block	1
Legal Lot Number	21
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1054
Census Tract	13902

Owner

680 Ave L SE is owned and occupied by an individual who bought it in February 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	680 AVENUE L SE, WINTER HAVEN, FL 33880-4218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage NEWREZ LLC
Sep 6, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024 · Amount on File
Deed Sale	Feb 21, 2024 · Amount on File
Deed Document Number	202441255
Deed Book / Page	13014 / 835
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 21, 2024
Property Address	680 AVENUE L SE, WINTER HAVEN, FL 33880-4218
Document Number	0000041255
Book / Page	13014 / 835
Map Reference	MB 37 PG 44
Instrument Date	Feb 20, 2024
Instrument	2024041255
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 664, BRONSON, FL 32621-0664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 AVENUE L SE, WINTER HAVEN, FL 33880-4218

Mortgage

Document Number	0130141060
Date	Feb 21, 2024
Instrument	13014/1060

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000041256
Date	Feb 21, 2024
Book Page	13014/837
Instrument	2024041256

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	680 AVENUE L SE, WINTER HAVEN, FL 33880-4218
Document Number	0110021763
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 AVENUE L SE WINTER HAVEN FL 338804218, WINTER HAVEN, FL 33880-4218

Mortgage

Document Number	0110021763
Date	Oct 10, 2019
Book Page	011002/001763
Instrument	215469

Lender

Name	WELLS FARGO BK
Type	Bank
Address	EAGAN, MN 55121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 9, 2024

Interest

Rate	3.84%

Tax Assessment & Valuation

The 2025 property tax bill for 680 Ave L SE was $3,335.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,340 (-1.71%) Land $33,000 Building $139,340	$172,340 (-1.71%) Land $33,000 Building $139,340
2025	$3,335.00	$175,330 Land $33,000 Building $142,330	$175,330 Land $33,000 Building $142,330
2023	$526.00 (+0.77%) Homeowner's exemption	$58,409 (+3%)	$177,342 (+13.21%) Land $32,000 Building $145,342
2022	$522.00 Homeowner's exemption	$56,708	$156,643 Land $27,000 Building $129,643

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 680 Ave L SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 Ave L SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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