680 4th St NE, Naples, FL 34120 Property Records

Collier County property record for 680 4th St NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1988
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2020)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`330100 86 04C03`

Property Details

APN / Parcel Number

Primary APN	`330100 86 04C03`
Alternative APNs	`372863200010716008604` `37286320001`

Interior

Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	108,900 sqft
Garage Type	Attached
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	680 4TH ST NE
City	NAPLES
State	FL
Zip	34120-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 14 N1/2 OF TR 86
Legal Range	27
Legal Township	49
Legal Section	3
Legal Subdivision	GOLDEN GATE EST UNIT 14
Legal Tract	86
Legal Block	1
Legal Unit	14
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1014
Census Tract	10424

Owner

680 4th St NE is owned and occupied by two individuals who bought it in August 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	680 4TH ST NE, NAPLES, FL 34120-5044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Aug 17, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Jan 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	20205909066
Deed Book / Page	5802 / 2211
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0053562450
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	680 4TH ST NE, NAPLES, FL 34120-5044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054570169
Date	Dec 11, 2017
Book Page	5457/0169
Instrument	5481771

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 17, 2020
Property Address	680 4TH ST NE, NAPLES, FL 34120-5044
Document Number	0058022211
Book / Page	5802 / 2211
Map Reference	MB 7 PG 73&74
Instrument Date	Aug 14, 2020
Instrument	5909066
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 GARDENIA DR, 320, TROY, MO 63379-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 4TH ST NE, NAPLES, FL 34120-5044

Mortgage

Document Number	0058022213
Date	Aug 17, 2020
Instrument	5802/2213

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 25, 2019
Property Address	680 4TH ST NE, NAPLES, FL 34120-5044
Document Number	0056451033
Book / Page	005645 / 001033
Instrument Date	Jun 21, 2019
Instrument	5730916
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	680 4TH ST NE NAPLES FL 341205044, NAPLES, FL 34120-5044

Mortgage

Document Number	56451035
Date	Jun 25, 2019
Book Page	005645/001035
Instrument	5730917

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 25, 2017
Property Address	680 4TH ST NE, NAPLES, FL 34120-5044
Document Number	0053562450
Book / Page	005356 / 002450
Instrument Date	Jan 25, 2017
Instrument	5360260
Transaction Type	Transfer
Record Updated	Feb 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 4TH ST NE NAPLES FL 341205044, NAPLES, FL 34120-5044

Tax Assessment & Valuation

The 2025 property tax bill for 680 4th St NE was $1,980 with a homeowner's exemption, up 6.7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,446 (+2.7%)	$260,482 (-15.73%) Land $133,125 Building $127,357
2025	$1,980.00 (+6.74%) Homeowner's exemption	$203,940	$309,115 Land $133,125 Building $175,990
2024	$1,855.00 (+1.64%)
2023	$1,825.00 (-0.92%) Homeowner's exemption	$192,419 (+3%)	$262,994 (-5.55%) Land $120,000 Building $142,994
2022	$1,842.00 Homeowner's exemption	$186,815	$278,444 Land $143,063 Building $135,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 4th St NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 345 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	353 units insured incl. 8 condo units
Nearby Flood Claims	8 (2017–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 4th St NE is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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