Whatcom County property record for 68 Windward Dr, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,504 sqft · built 1992 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $567,472 (Mar 2023) |
| Tax Bill | $5,487 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370405-097217-0000 |
| Primary APN | 370405-097217-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,158 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 654 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 654 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 40 sqft |
| Deck Area | 310 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 28736 |
|---|---|
| Street Address | 68 WINDWARD DR |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 12 LOT 4 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 05 |
| Legal Subdivision | SUDDEN VALLEY DIV 12 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 808 |
68 Windward Dr is owned and occupied by an individual who bought it in March 2023.
Source: Whatcom County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 68 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on File |
| Deed Sale | Mar 17, 2023 · Amount on File |
| Prior Sale | Feb 5, 2021 · Amount on File |
| Deed Document Number | 20231185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 17, 2023 |
| Property Address | 68 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Document Number | 0000301185 |
| Map Reference | AF 1080742 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023-0301185 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,206.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Document Number | 0000301186 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023-0301186 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 5, 2021 |
| Property Address | 68 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Document Number | 0000201100 |
| Map Reference | VOL 10 PG 112-115 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021-0201100 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 WINDWARD DR, BELLINGHAM, WA 98229-7951 |
| Document Number | 0000201101 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | 2021-0201101 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 68 Windward Dr was $5,487.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,487.00 | $605,320 Land $188,298 Building $417,022 | $605,320 Land $188,298 Building $417,022 |
| 2022 | $517,269 Land $160,908 Building $356,361 | $517,269 Land $160,908 Building $356,361 | |
| 2021 | $3,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 Windward Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 68 Windward Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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