Middlesex County and Melrose City property record for 68 Willow St, Melrose, MA 02176
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,848 sqft · built 1863 |
| Owner | 2 Individual Names on Record |
| Last Sale | $541,000 (Aug 2016) |
| Tax Bill | $7,975 (2026) |
| Deeds & Mortgages | Feb 2025 Line of Credit Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0C8 P:000043B |
| Primary APN | MELR M:0C8 P:000043B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,377 sqft |
| Basement Area | 407 sqft |
| Unfinished Basement | 407 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1863 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 68 WILLOW ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-3135 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | URD |
| Legal Subdivision | 66-68 WILLOW STREET CONDO |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 336402 |
Source: Middlesex County and Melrose City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 68 WILLOW ST, MELROSE, MA 02176-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 20, 2025 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Oct 28, 2020 | Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION |
| Jul 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU |
| Dec 29, 2018 | Deed of Trust, Mortgage · Line of Credit DIGITAL EMP FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on Record |
| Deed Sale | Aug 31, 2016 · Amount on Record |
| Prior Sale | Jan 22, 2010 · Amount on Record |
| Deed Book / Page | 67934 / 113 |
| Transfer Doc | 067934-113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 68 WILLOW ST, MELROSE, MA 02176-3135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0083785-28 |
|---|---|
| Date | Feb 20, 2025 |
| Book Page | 83785/28 |
| Instrument | 17587 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 68 WILLOW ST, MELROSE, MA 02176-3135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76012-541 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 76012/541 |
| Instrument | 198673 |
| Name | MASS BAY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 68 WILLOW ST, MELROSE, MA 02176-3135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75144-349 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 75144/349 |
| Instrument | 116305 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 68 WILLOW ST, MELROSE, MA 02176-3135 |
| Document Number | 72095-144 |
| Instrument Date | Dec 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 68 WILLOW ST #68 MELROSE MA 021763135, 68, MELROSE, MA 02176-3135 |
| Document Number | 72095-144 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 072095/000144 |
| Instrument | 24 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 3, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,975.00 (+15.87%) | $695,300 (-) Building $695,300 | $791,777 (+35.67%) |
| 2025 | $6,883.00 (+0.67%) | $695,300 (+0.99%) Building $695,300 | $583,585 |
| 2024 | $6,837.00 (-0.91%) | $688,500 (+3.97%) Building $688,500 | |
| 2023 | $6,900.00 | $662,200 Building $662,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures