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68 White Clover Ln, Highlands, NC 28741 Property Records

Macon County property record for 68 White Clover Ln, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,528 sqft · built 1997
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Nov 2020)
Tax Bill$1,597 (2026)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7541639353

Property Details

APN / Parcel Number

Primary APN7541639353
Alternative APN
  • 148085

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,528 sqft Heated Area
1st Floor Area1,528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
TerrainRolling
Garage TypeFinished
Garage Area322 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number148085
Street Address68 WHITE CLOVER LN
CityHIGHLANDS
StateNC
Zip28741-8208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 CHESTNUT HILL
Legal SubdivisionCHESTNUT HILL
Legal Lot Number28
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2023
Census Tract970501

Owner

68 White Clover Ln is owned and occupied by an individual who bought it in November 2020.

Source: Macon County records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address68 WHITE CLOVER LN, HIGHLANDS, NC 28741-8208
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2020 · Amount on File
Deed SaleNov 2, 2020 · Amount on File
Deed Document Number20208437
Deed Book / Page40 / 1166
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateNov 2, 2020
Property Address68 WHITE CLOVER LN, HIGHLANDS, NC 28741-8208
Document NumberI40/1166
Book / PageI-40 / 1166
Map ReferenceCARD 9152&9153
Instrument DateOct 14, 2020
Instrument2020008437
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2070, HIGHLANDS, NC 28741-2070

Mortgage

Document Number2020008438
DateNov 2, 2020
Instrument2020008438
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 68 White Clover Ln was $1,597, up 3.3% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,597.00 (+3.3%)$493,340 Land $50,000 Building $443,340$493,340 Land $50,000 Building $443,340
2025$1,546.00
2023$1,534.00$493,340 Land $50,000 Building $443,340$493,340 Land $50,000 Building $443,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 White Clover Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 White Clover Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HIGHLANDS
serves 6,614 people · EPA ID NC0157015
Water SourceSurface water
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		1,000 / 50
Starlink
Satellite		280 / 30

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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