68 Whispering Pine Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 68 Whispering Pine Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1985
Lot Size	0.227 acres (9,897 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (May 2023)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7023-00100-0080`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7023-00100-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,897 sqft (0.227 acres)
Driveway	Concrete Driveway
Driveway Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	68 WHISPERING PINE DR
City	PALM COAST
State	FL
Zip	32164-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 23 BLOCK 00010 LOT 0008 SUBDIVISION COMPLETION YEAR 1980 OR 226 PG 379 OR 239 PG 778 OR 2343/850 OR 2352/1991-1992- DC'S OR 2366/491 OR 2372/1101
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	10
Legal Lot Number	8
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3000
Census Tract	60211

Owner

68 Whispering Pine Dr is owned and occupied by two individuals who bought it in May 2023.

Source: Flagler County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	68 WHISPERING PINE DR, PALM COAST, FL 32164-7255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2022	Warranty Deed, Transfer OCEAN BLUE TITLE LLC
Oct 24, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 26, 2019	Warranty Deed, Transfer RONALD H LEVENTHAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Prior Sale	Dec 30, 2022 · Amount on File
Deed Document Number	202321381
Deed Book / Page	2781 / 890
Prior Transfer Date	Oct 20, 2022
Prior Transfer Doc	0027300254
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 17, 2023
Property Address	68 WHISPERING PINE DR, PALM COAST, FL 32164-7255
Document Number	0027810890
Book / Page	2781 / 890
Map Reference	MB 8 PG 23-38
Instrument Date	Apr 26, 2023
Instrument	2023021381
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	VETERANS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 S WINDSOR CT, LAKE FOREST, IL 60045-4841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 WHISPERING PINE DR, PALM COAST, FL 32164-7255

Mortgage

Document Number	0027810892
Date	May 17, 2023
Book Page	2781/892
Instrument	2023021382

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 30, 2022
Property Address	68 WHISPERING PINE DR, PALM COAST, FL 32164-7255
Document Number	0027471289
Book / Page	2747 / 1289
Map Reference	MB 8 PG 23-38
Instrument Date	Dec 27, 2022
Instrument	2022062480
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,407.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3103 AVALON DR, ACTON, MA 01720-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	705 S WINDSOR CT, LAKE FOREST, IL 60045-4841

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Oct 24, 2022
Property Address	68 WHISPERING PINE DR, PALM COAST, FL 32164-7255
Document Number	0027300254
Book / Page	2730 / 254
Map Reference	MB 8 PG 23-38
Instrument Date	Oct 20, 2022
Instrument	2022051235
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 WHISPERING PINE DR, 68, PALM COAST, FL 32164-7255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 AVALON DR, ACTON, MA 01720-3453

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 29, 2019
Property Address	68 WHISPERING PINE DR, PALM COAST, FL 32164-7255
Document Number	0023721101
Book / Page	002372 / 001101
Instrument Date	Jul 10, 2019
Instrument	27757
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31047 BAYVIEW DR GIBRALTAR MI 481739540, GIBRALTAR, MI 48173-9540

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 26, 2019
Property Address	68 WHISPERING PINE DR, PALM COAST, FL 32164-7255
Document Number	0023430850
Book / Page	002343 / 000850
Instrument Date	Mar 20, 2019
Instrument	10138
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 149717 ORLANDO FL 328149717, ORLANDO, FL 32814-9717

Mortgage

Document Number	23430852
Date	Mar 26, 2019
Book Page	002343/000852
Instrument	10139

Lender

Name	RONALD H LEVENTHAL
Address	8762 LAKE TIBET CT, ORLANDO, FL 32836-5481

Agreement

Amount	Amount on Record

Interest

Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 68 Whispering Pine Dr was $2,647 with a homeowner's exemption, down 5.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (-5.13%) Homeowner's exemption	$188,805 Land $51,500 Building $137,305	$188,805 Land $51,500 Building $137,305
2024	$2,790.00 (-14.44%)
2023	$3,261.00 (+388.91%)	$176,038 (+57.43%) Land $45,000 Building $131,038	$176,038 (-0.76%) Land $45,000 Building $131,038
2022	$667.00 Homeowner's exemption Additional exemption filed	$111,823	$177,390 Land $45,500 Building $131,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 68 Whispering Pine Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Whispering Pine Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

Nearby Properties on Whispering Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures