68 West St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 68 West St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,276 sqft · built 1930
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$121,500 (Dec 2019)
Tax Bill$5,248 (2026)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN361200 288.17-1-14

Property Details

APN / Parcel Number

Primary APN361200 288.17-1-14
Alternative APNs
  • 120028801700010140000000
  • 3911 3515

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions150 ft deep x 132 ft wide
Garage TypeCarport
Garage Area300 sqft
CarportCarport
Carport Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area152 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 3515
Street Address68 WEST ST
CityONEONTA
StateNY
Zip13820-1740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block1
Legal Lot Number14.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1007
Census Tract591700

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address68 WEST ST, ONEONTA, NY 13820-1740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2019 · Amount on Record
Deed SaleDec 13, 2019 · Amount on Record
Prior SaleOct 18, 2013 · Amount on Record
Deed Document Number20195849
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateDec 13, 2019
Property Address68 WEST ST, ONEONTA, NY 13820-1740
Document Number0000005849
Instrument DateNov 22, 2019
Instrument5849
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$486.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address187 PEET RD MORRIS NY 138082150, MORRIS, NY 13808-2150

Mortgage

Document Number5850
DateDec 13, 2019
Instrument5850
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 12, 2049

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,248.00 (+2.48%)
2025$5,121.00$135,000 (-) Land $26,700 Building $108,300$190,141 (+14.08%) Land $37,606 Building $152,535
2023$135,000 Land $26,700 Building $108,300$166,667 Land $32,963 Building $133,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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