68 Waterhouse St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 68 Waterhouse St, Plattsburgh, NY 12901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,305 sqft · built 1948
Lot Size0.141 acres (6,160 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Nov 2021)
Tax Bill$6,877 (2026)
Deeds & MortgagesSep 2025 Refinance
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091300 221.11-1-18

Property Details

APN / Parcel Number

Primary APN091300 221.11-1-18
Alternative APN
  • 130022101100010180000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area1,044 sqft
Upper Floors Area261 sqft
AtticAttic
Attic Area261 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,160 sqft (0.141 acres)
Lot Dimensions110 ft deep x 56 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area384 sqft
Patio Area242 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address68 WATERHOUSE ST
CityPLATTSBURGH
StateNY
Zip12901-3618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIN FR DWLG GARSWIM POOL
Legal Block1
Legal Lot Number18.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group1
Census Block1001
Census Tract102200

Owner

68 Waterhouse St is owned and occupied by an individual who bought it in November 2021.

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address68 WATERHOUSE ST, PLATTSBURGH, NY 12901-3618
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Nov 22, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2021 · Amount on File
Deed SaleNov 22, 2021 · Amount on File
Deed Document Number2021320806
Prior Transfer DateNov 16, 2001
Prior Transfer Doc2001037041
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address68 WATERHOUSE ST, PLATTSBURGH, NY 12901-3618
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000346322
DateSep 17, 2025
Instrument2025-00346322
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term313 Months
DueOct 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateNov 22, 2021
Property Address68 WATERHOUSE ST, PLATTSBURGH, NY 12901-3618
Document Number0000320806
Instrument DateNov 12, 2021
Instrument20210-00320806
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 STONEGATE WAY # 2, 2, PLATTSBURGH, NY 12901-5025

Mortgage

Document Number21000320807
DateNov 22, 2021
Instrument210-00320807
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 68 Waterhouse St was $6,877, up 134.4% from the year before.

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
MunicipalityPlattsburgh City
Unified School DistrictPlattsburgh City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,877.00 (+134.39%)
2025$2,934.00$222,300 Land $25,500 Building $196,800$222,300 Land $25,500 Building $196,800
2023$183,600 Land $25,500 Building $158,100$183,600 Land $25,500 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Waterhouse St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Waterhouse St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLATTSBURGH CITY
serves 24,173 people · EPA ID NY0900217
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: Westelcom Networks.

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