68 Upland Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 68 Upland Rd, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details4,068 sqft · built 1952
Lot Size0.818 acres (35,632 sqft)
Owner2 Individual Names on Record
Last Sale$749,000 (Dec 2001)
Tax Bill$24,937 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-01702-0000-00009

Property Details

APN / Parcel Number

Primary APN48-01702-0000-00009
Alternative APN
  • 480170200009

Interior

Stories1 Story
Building Area4,068 sqft Living Area
1st Floor Area4,068 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area35,632 sqft (0.818 acres)
Lot Dimensions285 ft deep x 125 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address68 UPLAND RD
CityRAMSEY
StateNJ
Zip07446-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description0.818AC
Legal Block1702
Legal Lot Number9
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1017
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address68 UPLAND RD, RAMSEY, NJ 07446-1321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2001 · Amount on Record
Deed SaleDec 22, 2001 · Amount on Record
Prior SaleApr 3, 1995 · Amount on Record
Deed Book / Page8430 / 725
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address68 UPLAND RD, RAMSEY, NJ 07446-1321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 UPLAND RD, RAMSEY, NJ 07446-1321

Mortgage

Document Number0037760968
DateOct 20, 2020
Book Page3776/968
Instrument20-106434
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 9, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,218,100 (+0.58%) Land $449,100 Building $769,000$1,218,100 (+0.58%) Land $449,100 Building $769,000
2025$24,937.00 (-2.57%)$1,211,100 (+33.53%) Land $449,100 Building $762,000$1,211,100 (+33.53%) Land $449,100 Building $762,000
2024$25,595.00 (+7.59%)
2023$907,000 Land $340,900 Building $566,100$907,000 Land $340,900 Building $566,100
2022$23,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35

May also be available: T-Mobile.

Nearby Properties on Upland Rd

Nearby Streets

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