68 Unity Ave, #1, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 68 Unity Ave, #1, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,152 sqft · built 1924
Lot Size	0.13 acres (5,676 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Jul 2024)
Tax Bill	$7,381 (2025)
Deeds & Mortgages	Jan 2021 Refinance Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:02 P:000036 S:U:1`

Property Details

APN / Parcel Number

Primary APN	`BELM M:02 P:000036 S:U:1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,676 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	68 UNITY AVE, 1
City	BELMONT
State	MA
Zip	02478-3634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3007
Census Tract	357300

Owner

68 Unity Ave, #1 is owned and occupied by an individual who bought it in July 2024.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	68 UNITY AVE, 1, BELMONT, MA 02478-3634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 28, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Nov 7, 2018	Quit Claim Deed, Transfer US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2024 · Amount on File
Deed Sale	Jul 17, 2024 · Amount on File
Prior Sale	Nov 7, 2018 · Amount on File
Deed Book / Page	83014 / 327
Transfer Doc	071857-315
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	68 UNITY AVE # 1, 1, BELMONT, MA 02478-3634
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076686-583
Date	Jan 13, 2021
Book Page	76686/583
Instrument	8440

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	68 UNITY AVE # 1, 1, BELMONT, MA 02478-3634
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084834-560
Date	Nov 4, 2025
Book Page	84834/560
Instrument	134972

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	68 UNITY AVE # 1, 1, BELMONT, MA 02478-3634
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73186-275
Date	Aug 28, 2019
Book Page	73186/275
Instrument	129049

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2029

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Nov 7, 2018
Property Address	68 UNITY AVE # 1, 1, BELMONT, MA 02478-3634
Document Number	71857-315
Book / Page	71857 / 315
Instrument	171825
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	718570516
Date	Nov 7, 2018
Instrument	71857/0516

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 68 Unity Ave, #1 was $7,381.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,381.00	$648,000 Building $648,000	$684,760 (+0.4%)
2024			$682,005
2023	$6,688.00	$595,000 Building $595,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Unity Ave, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 68 Unity Ave, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Starry.

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